Features
Turn your gold into cash instantly
Easy EMI options up to 48 months
Key Details
ELIGIBILITY
There are no eligibility criteria! Our gold loans are for everyone
Our Gold Loan Interest Rate
Type of Loan
Segment
Effective Rate Of Interest (p.a.)
Fixed
Agriculture
14%
Fixed
Others
11% to 24%
Our Charges
Schedule Of Charges for Gold Loan
Schedule Of Charges for Gold Loan
Charges
Mean rate and Interest rate range for the quarter Apr'2024 - Jun'2024
Annualised Percentage Return (APR) for the quarter Apr'2024 - Jun'2024
Charges
Type
Charges
Loan Processing Fee
1% to 2% of Loan amount
Penal Charges
36% p.a on Total Overdur Amount
EMI Bounce Charges
Rs.500/- (For Each Bounced Instrument)
Notice Charges
Rs.50 per notice
Custodian Charges
3% p.a (Sanctioned Loan Amount)
Stamp Duty Charges
0.1% to 0.2% of Loan Amount (As per prevailing stamp duty of
respective State Stamp and Registration Act)
Foreclosure Charges
2 % of the Outstanding principle for Less than 90 Days
1% of the Outstanding principle between 91 Days to 180 Days
NIL charges above 180 Days
Other Charges (Appraiser Charges)
NA
*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
To make payments for the Loan via NEFT / RTGS, please contact your Home Branch – Branch Manager for further details
Blogs
Beyond Banking
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Entertainment
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Deposit
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