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Gold Loan

Apply for instant Gold Loan online in India. No Eligibility Criteria!

Instant Cash

Easy EMI options up to 48 months

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Easy Documentation

Features

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Turn your gold into cash instantly

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Easy EMI options up to 48 months

Key Details

ELIGIBILITY

There are no eligibility criteria! Our gold loans are for everyone

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Our Gold Loan Interest Rate

Type of Loan

Segment

Effective Rate Of Interest (p.a.)

Fixed

Agriculture

14%

Fixed

Others

11% to 24%

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Our Charges

Schedule Of Charges for Gold Loan

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Charges

Type

Charges

Loan Processing Fee

1% to 2% of Loan amount


Penal Charges

36% p.a on Total Overdur Amount


EMI Bounce Charges

Rs.500/- (For Each Bounced Instrument)


Notice Charges

Rs.50 per notice


Custodian Charges

3% p.a (Sanctioned Loan Amount)


Stamp Duty Charges

0.1% to 0.2% of Loan Amount (As per prevailing stamp duty of

respective State Stamp and Registration Act)


Foreclosure Charges

2 % of the Outstanding principle for Less than 90 Days

1% of the Outstanding principle between 91 Days to 180 Days

NIL charges above 180 Days


Other Charges (Appraiser Charges)

NA


*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

To make payments for the Loan via NEFT / RTGS, please contact your Home Branch – Branch Manager for further details

Loan Application Forms and Loan Agreements can be accessed in the Form Centre
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Always use the customer care numbers displayed on Bank's official website.

DO NOT use any other numbers since this may put you at risk of fraud.

Please be aware of prank and deceptive calls.

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