FD Rates Savings

8.55% * p.a

0.75% Extra For Senior Citizens Know More
Upto

7.5% * p.a

Know More
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savings
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Wings Savings Account

Unleash the world of Privileges with Equitas Wings Savings Account.

 

features Charges

Schedule of Charges for Savings Accounts w.e.f April 1st 2019.
Average Monthly Balance
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance
₹ 50,000/-(AMB)
Non Maintenance Charges
If AMB maintained is >75% but <100%, 5% of the shortfall in AMB, Min of ₹ 100/- Max of ₹ 400/-, if AMB maintained is >50% but <=75%, 5% of the shortfall in AMB, Max of ₹ 500/-, if AMB maintained is >25% but <=50%, 6% of the shortfall in AMB, Max of ₹ 700/-, if AMB maintained is <=25%, 6% of the shortfall in AMB, Max of ₹ 800/-
FD in lieu of AMB: Tenure of the FD should be at least 1 year
₹ 5,00,000/-
Spend with your Signature debit card at POS or online and get AMB waiver
₹ 50,000/- of spends per month
Current Account Grouping
Can be grouped to Current Account of equal or higher value
Savings Account Grouping
3 account of family member SA of the same or lower value can be grouped
Group AMB for Savings Grouping (Changed from static to dynamic AMB)
Combined AMB of all the accounts in the group
Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges)
If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB non-maintenance charges of the respective account variant.
Cheque book (PAP cheque book of 25 leafs)
Free
Charges beyond free limits
NA
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Upto ₹5000 charge of ₹25, Above 5000 and upto and including ₹10,000 charge of ₹50/-, Above ₹10,000 and upto including ₹100000 charge of ₹100/-, Above ₹100000 charge of ₹150/-
Outstation cheque collection charges at non-bank location
Upto ₹5000 charge of ₹25, Above 5000 and upto and including ₹10,000 charge of ₹50/-, Above ₹10,000 and upto including ₹100000 charge of ₹100/-, Above ₹100000 charge of ₹150/-
RTGS/NEFT/IMPS Inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free upto 10 DD's per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward - Online/Branch
Free
IMPS Outward (per day limit of ₹ 2,00,000/-)
Free
Cash Deposit limit at home location ( including ATM & Branch )
5 times of the previous month AMB or ₹2,50,000 per month whichever is lower
Charges beyond free limits
₹ 3/1000
Cash Deposit at Non-Home location free limit ( including ATM & Branch )
NIL
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at Non-Home location
Free upto ₹50,000 by self or third party, charges beyond that ₹ 4/1000
Cash Withdrawal using Debit Card at metro location other bank ATM
Free
Cash Withdrawal using Debit Card at non-metro location other bank ATM
Free
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Cash withdrawal outside India (for international cards only)
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
₹ 25/- per transaction
Wings VISA Signature Debit Card (Charges for issuance, annual fees, re-issuance)
Free for first year and ₹999/- from second year onwards
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
Stop payment single cheque (free online)
₹ 100/- per cheque
Stop payment series (free online)
₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50/- per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Free
Standing instructions amendment
Free
Standing Instructions failure (return)
₹ 150/- per return
ECS/NACH Return due to financial reasons
₹ 200/- per return
SMS Alerts
Free
Balance Certificate Branch (Online Free)
Free
Previous Year balance and interest statement (Free Online)
1 free per annum, more than 1 ₹300/- per statement
Passbook Issuance
Free
Duplicate Passbook issuance
₹ 50/-
Signature verification certificate/Photo Attestation/Address Confirmation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD/PO revalidation/cancellation
₹ 100/-
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
₹ 500
Account Inactive charges.
NIL
Cheque pickup (On Call)
₹ 50 per instance
Cash Pickup Beat (Charges Per Month)
 
Upto ₹ 200000
₹ 2200/-
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup on call (Charges per instance)
 
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹800/-
₹ 2000000 above
Contact Branch

Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

Aggregation of all the customer induced transactions including:
Cash / Cheque / RTGS / NEFT / DSB / DD / IMPS (Excluding Online and ATM Transactions, but including IMPS)
NA
Charges beyond free limits
NA
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP = Payable At Par
NA = Not Applicable
SA = Savings Account
CA = Current Account