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8.55% * p.a

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accounts iconCURRENT ACCOUNT

savings
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Wings Current Account

Unleash the world of Business Privileges with Equitas Wings Current account. Enjoy unlimited transactions at branch OR on-the-go with our enriched internet / mobile banking. Relish special offers on your equitas VISA Platinum Business Debit Card for your travel, food and lifestyle requirements.

features Charges

Schedule of Charges for Current Accounts w.e.f 1st April 2019
AMB (50% in semi-urban and rural branches) ( 50% waiver for women proprietor in metro/urban branches has been discontinued)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance
₹ 250000(AMB)
AMB non-maintenance charges
If AMB is >50% but <100%, then ₹ 2500/- per Month, and if AMB is <=50% then ₹ 3500/- per Month
Current Account Grouping
Up to 4 current account for the same or lower AMB can be grouped
Group AMB for Current Account Grouping
Combined AMB of all the accounts in the group
Current Account group AMB Non-maintenance Charges
If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB non-maintenance charges of the respective account variant.
Savings Account Grouping (same limit can be utilised for CASA Grouping)
Upto 4 savings account for the same/lower AMB can be grouped
Group AMB for CASA Grouping
Combined AMB of all the accounts in the group
Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges)
If the AMB is not maintained as a group, all accounts which have failed to maintain the AMB will be charged as per the AMB non-maintenance charges of the respective account variant.
Cheque book (PAP cheque book of 25 leaves)
20 cheque books free per month
Charges beyond free limits
₹ 2 per leaf
Local Cheque clearing
Free
Outstation cheque collection charges at bank location
Free
Outstation cheque collection charges at non-bank location
Free
RTGS / NEFT / IMPS Inward
Free
Demand Draft and Payorder at branch locations
Free upto 25 DD’s per month
Charges beyond free limits
NA
Demand Draft at non-branch locations
₹ 100 per DD
PAP Cheque payment
Free
RTGS and NEFT Outward (Free online)
Free
IMPS outward ( per day limit of ₹ 2,00,000/- )
Free
Cash Deposit at home location (including ATM and Branch)
15 times of the previous month AMB (No Upper CAP)
Charges beyond free limits
₹ 3/1000
Cash Deposit at Non-Home location (including ATM and Branch)
₹ 500000/- per month
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
Free upto ₹ 100000/- per day by self or third party, beyond which charges of ₹ 4/1000
Debit card cash withdrawal txns at metro location (other bank ATMs)
Unlimited Free
Debit card cash withdrawal txns at non metro location (other bank ATMs)
Unlimited Free
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Cash withdrawal outside India (for international cards only)
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
₹ 25/- per transaction
WINGS Platinum Debit Card (Issuance / Annual Maintenance / Renewal / Re-isuance charges)
Free for first year, second year onwards ₹ 500/- per year
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
Stop payment single cheque (free online)
₹ 100 per cheque
Stop payment series (free online)
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Outward cheque return charges for technical reasons
NIL
Inward cheque return charges for financial reasons
Upto 2 cheques ₹350/- per cheque, 3-5 cheques ₹500, 6th cheque onwards ₹750 per cheque
Inward cheque return charges for technical reasons
NIL
Standing instructions set up / amendment
Free
Standing instructions failure (return)
₹ 200 per return
ECS Return due to financial reasons
₹ 200 per return
SMS alerts
Free if balance in maintained in the quarter else charge of ₹15/- per quarter
Balance Certificate at the branch (online free)
₹ 250/- per instance
Previous year balance and interest statement
1 free per annum, more than 1 ₹300/- per statement
Signature verification certificate/Photo Attestation/Address confirmation
₹ 50/- per instance
Duplicate TDS certificate
₹ 100/-
Duplicate account statement Print (Free Online or on email)
₹ 200/-
DD / PO revalidation / cancellation
₹ 100
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
₹ 500/-
Account Inactive charges
NIL
Cheque pickup on call per instance
Free one pickup per day (More than once a day ₹50/- per call)
Cheque Pickup beat (per month)
Free once a day (More than once a day ₹50/- per call)
Upto ₹ 200000
Free twice a week (beyond which charges as per oncall applicable)
₹ 200000 to ₹ 500000
₹ 3200/-
₹ 500000 to ₹ 1000000
₹ 8000/-
₹ 1000000 to ₹ 2000000
₹ 12000/-
₹ 2000000 above
Contact Branch
Cash pickup On call (charges per instance)
Upto ₹ 200000
₹ 150/-
₹ 200000 to ₹ 500000
₹ 300/-
₹ 500000 to ₹ 1000000
₹ 500/-
₹ 1000000 to ₹ 2000000
₹ 800/-
₹ 2000000 above
Contact Branch
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account