CURRENT ACCOUNT
We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

Wings Current Account
Unleash the world of Business Privileges with Equitas Wings Current account. Enjoy unlimited transactions at branch OR on-the-go with our enriched internet / mobile banking. Relish special offers on your equitas VISA Platinum Business Debit Card for your travel, food and lifestyle requirements. Click Here!
Features
Sweep TD Facility
Let the idle funds in your Equitas Wings Current Account make your more money with automatic Sweep In Sweep Out FD.
- Threshold Amount: ₹5,00,000/ -
- Term Deposit Tenure: 90 Days
- No Premature Withdrawal Penalty on Sweep FD
Schedule of Charges for Current Accounts w.e.f 15th February 2022
- Average Monthly Balance
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AMB (50% in semi-urban and rural branches) ( 50% waiver for women proprietor in metro/urban branches has been discontinued) ₹ 250000 (AMB) AMB non-Maintenance charges Nil Transaction Charges If AMB maintained is less than 75% of the required product AMB in any month, all free transactions limits will be withdrawn and each transaction will be chargeable as per Current Account Schedule of Charges in subsequent month - Grouping with Family Accounts or Business
- Group AMB Balance will not be considered if the 'Average Monthly Balance' maintained under an account in the group falls less than 75% and transactions charges will be applicable on the free transaction limits at an account level also
- Cheque Book
- Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Cheque book (PAP cheque book of 25 leafs) 20 cheque books free per month Charges beyond free limits ₹ 2 per leaf - Collections
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Local Cheque clearing Free Outstation cheque collection charges at bank location Free Outstation cheque collection charges at non-bank location RTGS / NEFT / IMPS inward Free - Payments
- Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Demand Draft and Payorder at branch locations Free up to 25 DD's per month Charges beyond free limits ₹ 50/- per DD Demand Draft at non-branch locations ₹ 100 per DD PAP cheque payment Free RTGS and NEFT outward at branch (Free online) Free at branches if 75% or above of the required product AMB is maintained in the previous month
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/-) Free - Cash Charges
- Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Combined free Cash Deposit limit at Home + Non Home location (Including ATM and Branch) 15 times of the previous month AMB(No upper cap) Charges beyond free limits ₹ 3/1000 Cash Withdrawal at Home location Free Cash Withdrawal at Non-Home location Free up to ₹ 100000 per day by self or third party, beyond which charges of ₹ 4/1000 Debit Card Cash Withdrawal TXNs at Metro location (other Bank ATMs) Unlimited Free Debit Card Cash Withdrawal TXNs at Non-Metro location (other Bank ATMs) Unlimited Free Charges beyond free limits of ATM withdrawals ₹ 21 per txn Cash withdrawal outside India (for international cards only) ₹ 110/- per transaction Balance enquiry Outside India (for international cards only) ₹ 25/- per transaction - Other Charges
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WINGS Platinum Debit Card( Issuance/Annual Maintenance/Renewal/ Re-isuance charges) Free for first year, second year onwards ₹ 500/- per year Card transactional slip Retrieval Charges ( for incorrect claims) ₹ 250/- per slip Stop payment single cheque (free online) ₹ 100/- per cheque Stop payment series (free online) ₹ 150/- for a series of 25 cheques Outward cheque return charges for financial reasons ₹ 50 per cheque Outward cheque return charges for technical reasons NIL Inward cheque return charges for financial reasons Upto 2 cheque ₹350/- per cheque, 3-5 cheque ₹ 500, 6th cheque onwards ₹ 750 per cheque Inward cheque return charges for technical reasons NIL Standing instructions set up/Amendment Free Standing instructions failure (return) ₹ 200 per return ECS Return due to financial reasons ₹ 200 per return SMS alerts Free - Certificate and Report issuance
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Balance Certificate at the branch (online free) ₹ 250/- per instance Previous year balance and interest statement 1 free per annum. ₹ 300/- per statement Signature verification certificate / Photo attestation / Address confirmation ₹ 50/- per instance Duplicate TDS certificate ₹ 100/- Duplicate account statement Print (Free Online or on email) ₹ 50/- DD/PO revalidation/cancellation ₹ 100 Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening. ₹ 500/- Account Inactive charges NIL - Doorstep Banking*
- Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Cheque pickup on call per instance Free one pickup per day (More than once a day ₹ 50/- per call) Cheque Pickup beat (per month) Free once a day( More than once a day ₹ 50/- per call) - Cash pickup Beat (charges per month)
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Upto ₹ 400000 Free once per day(Beyond which charges as per on call applicable) ₹ 400000 to ₹ 500000 ₹ 3200 ₹ 500000 to ₹ 1000000 ₹ 8000 ₹ 1000000 to ₹ 2000000 ₹ 12000 ₹ 2000000 above Contact Branch - Cash pickup On call (charges per instance)
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Upto ₹ 400000 ₹ 150 ₹ 400000 to ₹ 500000 ₹ 300 ₹ 500000 to ₹ 1000000 ₹ 500 ₹ 1000000 to ₹ 2000000 ₹ 800 ₹ 2000000 above Contact Branch
Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par | NA: Not Applicable |
SA: Savings Account | CA: Current Account |