Selfe Fixed Deposit

Presenting Selfe FD - the hassle-free way to save and earn more money. With just a few clicks, you can now open an FD in just 3 minutes using just your Aadhar and Pan Card. Fund your Selfe FD directly through UPI from any bank account and enjoy returns up to 8.2%* p.a. for 1 year. Invest any amount from Rs. 5000 to a maximum of Rs. 90,000, with tenure options ranging from 7 days to 365 days.

Start growing your savings today, and when you bank with us, you’re not just securing a financial future, you’re also contributing to a brighter future for many by creating a positive impact on the community. Join us in making a difference today, and let’s change the way you bank.

RBI bANNER

What to check before opening Equitas Bank Selfe FD:

  • Should be an Indian resident - 18+ years of age
  • Should have a valid PAN and Aadhar
  • Mobile number should be linked to Aadhar
  • Should not have an account with Equitas Bank
  • No other account has been opened nor will be opened using OTP based KYC in non face to face mode with any other Bank

Fixed Deposit Rates (amount less than Rs. 2 crore) Effective from: 5th June, 2023 

Domestic FD Rates
Tenure

Interest rates for amount less than Rs 2 crores 

Annualised Yield

7 - 14 days 3.50% 3.50%
15 - 29 days 3.50% 3.50%
30 - 45 days 4.00% 4.00%
46 - 62 days 4.50% 4.50%
63 - 90 days 4.50% 4.50%
91 - 120 days 5.25% 5.25%
121 - 180 days 5.25% 5.25%
181 - 210 days 6.25% 6.35%
211 - 270 days 6.25% 6.35%
271 - 364 days 6.25% 6.35%
1 year to 443 Days 8.20% 8.46%
444 Days 8.50% 8.77%
445 Days to 18 Months 8.20% 8.46%
18 Months 1 day to 2 years 7.75% 7.98%
2 years 1 day to 887 days 8.00% 8.24%
888 days 8.50%  8.77%
889 days to 3 years 8.00% 8.24%
3 years 1 day to 4 years 7.50% 7.71%
4 years 1 day to 5 years 7.25% 7.45%
5 years 1 day to 10 years 7.25% 7.45%
  • TDS will be deducted as applicable
  • Please check all terms and conditions applicable on FD/RD for premature withdrawal
  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)

*Fixed Deposit Interest Rates are subject to change from time to time.
**View Terms and Conditions for FD (Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.