FD Rates Savings

9.55% * p.a

For Senior Citizens Know More
Upto

7.5% * p.a

Know More
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savings
Elevate your Banking experience with Equitas.

We at Equitas have gone that extra mile to ensure that our products suit your needs, are hassle-free, digital, and easily accessible.

Basic and Small Savings Account

No Balance requirement, free RuPay debit card. That's only the beginning of every awesome service we offer!

Features features

Average Monthly / Quarterly Balance is NIL
Free RuPay Debit Card
Access to ATM's and branches to facilitate withdrawals
Cheque Clearing/NEFT/
Net Banking/Mobile Banking add to your delight
Savings Account Interest Rate w.e.f. 1st January, 2019
Savings account interest rate
Daily Closing Balance
Rate Slab
Up to ₹ 1 lakh
5.50%
Above ₹ 1 lakh and up to ₹ 10 lakh
6.00%
Above ₹ 10 lakhs and up to ₹ 1 crs
6.50%
Above ₹ 1 cr and up to ₹ 5 crs
7.00%
Above ₹ 5 crs and up to ₹ 30 crs
7.25%
Above ₹ 30 crs and up to ₹ 50 crs
7.50%
Above ₹ 50 crs
contact branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of Charges for Savings Accounts w.e.f September 2016
  Basic Small Savings
AQB
NIL
NIL
Non-maintenance charges
NA
NA
  Basic Small Savings
Current Account Grouping
NA
NA
Savings Account Grouping
NA
NA
Cheque book (PAP cheque book of 25 leafs)
NA
NA
  Basic Small Savings
Local Cheque clearing
Free
Free
Outstation cheque collection charges at bank location
Free
Free
Outstation cheque collection charges at non-bank location
Free
Free
RTGS Inward / NEFT Inward / IMPS Inward
Free
Free
  Basic Small Savings
No. of free Demand Draft and Payorder at branch locations
Free
Free
Charges beyond free limits
NA
NA
Demand Draft at non-branch locations
Free
Free
PAP Cheque payment
Free
Free
RTGS and NEFT Outward (Free online)
Free
Free
IMPS Outward
Free
Free
  Basic Small Savings
Cash Deposit at home location
Free
Free
Charges beyond free limits
NA
NA
Cash deposit at non-home location
Free
Free
Cash withdrawal at home location
Free
Free
Cash withdrawal at non-home location
Free
Free
Cash deposit /withdrawal through BC
Free
Free
Cash withdrawal using debit Card at metro location (other ATMs)
Free
Free
Cash withdrawal using debit card at non-metro location (other ATMs)
Free
Free
Charges beyond free limits of ATM withdrawals
NA
NA
  Basic / Small Savings
RuPay Classic Debit Card
Free
Other Debit Cards
NA
Stop payment single cheque (free online)
Free
Stop payment series (free online)
Free
Outward cheque return charges for financial reasons
Free
Outward cheque return charges for technical reasons
Free
Inward cheque return charges for financial reasons
Free
Inward cheque return charges for technical reasons
NIL
Standing instructions set up
Free
Standing instructions amendment
Free
Standing Instructions failure (return)
NA
ECS / NACH return due to financial reasons
NA
SMS alerts
NA
  Basic Small Savings
Balance Certificate Branch (online free)
Free
Free
Previous year balance and interest statement (online free)
Free
Free
Passbook issuance
Free
Free
Duplicate passbook issuance
NA
NA
Signature verification certificate
NA
NA
Photo attestation / Address confimation
NA
NA
Duplicate TDS certificate
NA
NA
Duplicate account statement Print (free online or on email)
NA
NA
DD / PO revalidation/cancellation
NA
NA
Account closure charges
NIL
NIL
Account Inactive charges
NIL
NIL
  Basic Small Savings
Aggregation of all the customer induced transaction including:
Cheque / RTGS / NEFT / IMPS / DSB / DD
NA
NA
Charges beyond free limits
NA
NA
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account