savings
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Rate Slab | |
|---|---|---|
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Up to ₹ 1 lakh
|
5.50%
|
|
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Above ₹ 1 lakh and up to ₹ 10 lakh
|
6.00%
|
|
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Above ₹ 10 lakhs and up to ₹ 1 cr
|
6.50%
|
|
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Above ₹ 1 cr and up to ₹ 5 crs
|
7.00%
|
|
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Above ₹ 5 crs and up to ₹ 30 crs
|
7.25%
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|
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Above ₹ 30 crs and up to ₹ 50 crs
|
7.50%
|
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Above ₹ 50 crs
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contact branch
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Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Charges|
AMB (50% for semi-urban and rural branches)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance |
₹ 10,000/- In Metro, Urban branches
₹ 5000/- in Semi-urban branches ₹ 2500/- in Rural branches |
|
AMB non-maintenance charges (to be charged monthly)
|
If AMB maintained is >75% but <100%, 5% of the shortfall in AMB, Min of Rs. 100/-, if AMB maintained is >50% but <=75% , 6% of the shortfall in AMB, Max of ₹ 300/-, if AMB maintained is >25% but <=50%, 6% of the shortfall in AMB, Max of ₹ 500/-, if AMB maintained is <=25%, 6% of the shortfall in AMB, Max of ₹ 600/-
|
|
Tenure of the FD should be at least 1 year & above
|
₹ 50,000
|
|
Spend with your Platinum / Signature Debit Card at POS or online and get AMB waiver
|
₹ 9999 (per month)
|
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Current Account Grouping
|
Can be grouped to Current Account of equal or higher value
|
|
Savings Account Grouping
|
Can be grouped to Savings Account of higher value
|
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Group AMB for Savings Grouping
|
As per the value of the grouping
|
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Savings group AMB non maintenance charges (FD in lieu of AMB/ debit card spends in lieu of AMB will not be considered for group AMB non-maintenance charges)
|
As per the non-maintenance charges of the group
|
|
Cheque book (PAP cheque book of 25 leafs) limit
|
1 cheque book free per quarter
|
|
Charges beyond free limits
|
₹ 2 per leaf
|
|
Local cheque clearing
|
Free
|
|
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
|
Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
|
|
RTGS inward / NEFT inward / IMPS inward
|
Free
|
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Foreign inward remittance
|
Free
|
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Demand Draft and Payorder at branch locations
|
Free up to 3 DDs per month
|
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Charges beyond free limits
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₹ 50 per DD
|
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Demand Draft at non-branch locations
|
₹ 100 per DD
|
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PAP cheque payment
|
Free
|
|
RTGS and NEFT outward at branch (free online)
|
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15,Above ₹ 200000 : ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
|
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IMPS outward (per day limit of ₹ 2,00,000/-)
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Upto ₹ 50,000/- charges of ₹ 5/- per transaction, ₹ 50,001 to ₹ 2,00,000/- charges of ₹ 15/- per transaction.
|
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Cash Deposit limit at home location (including ATM and Branch)
|
Free up to ₹ 1,00,000 per month
|
|
Charges beyond free limits
|
₹ 3/1000
|
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Cash Deposit limit at Non-Home location (including ATM and Branch)
|
NIL
|
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Charges beyond free limits
|
₹ 4/1000
|
|
Cash Withdrawal at home location
|
Free
|
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Cash Withdrawal at non-home location
|
₹ 4/1000
|
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Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)
|
3
|
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Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
|
5
|
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Charges beyond free limits of ATM withdrawals
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₹ 20 per txn
|
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Cash withdrawal outside India (for international cards only)
|
₹ 110/- per transaction
|
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Balance Inquiry Outside India (for international cards only)
|
₹ 25/- per transaction
|
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Rupay/VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 150
|
|
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
|
₹ 550
|
|
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 350
|
|
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 500
|
|
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 999
|
|
Card Transaction Slip Retrieval charges (for incorrect claims)
|
₹ 250/- per slip
|
|
Stop payment single cheque (free online)
|
₹ 100 per cheque
|
|
Stop payment series (free online)
|
₹ 150 for a series of 25 cheques
|
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Outward cheque return charges for financial reasons
|
₹ 50 per cheque
|
|
Inward cheque return charges for financial reasons
|
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
|
|
Inward/ Outward cheque return charges for technical reasons
|
NIL
|
|
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)
|
₹ 25 per instance
|
|
Standing Instructions failure (return)
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₹ 150 per return
|
|
ECS / NACH return due to financial reasons
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₹ 200 per return
|
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SMS alerts
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₹ 15 per quarter
|
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Balance Certificate at Branch (online free)
|
₹ 250 per instance
|
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Previous year balance and interest statement (free online)
|
1 free per annum, `300 per statement thereafter
|
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Passbook issuance
|
Free
|
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Duplicate Passbook issuance
|
₹ 50
|
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Signature verification certificate / Photo attestation / Address confirmation
|
₹ 50 per instance
|
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Duplicate TDS certificate
|
₹ 100
|
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Duplicate account statement print (free online or on email)
|
₹ 200
|
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DD / PO revalidation / cancellation
|
₹ 100
|
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Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening.
|
₹ 500
|
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Account inactive charges
|
NIL
|
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Cheque pickup (on call)
|
₹ 50 per instance
|
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Cheque pickup beat (Per month)
|
₹ 300
|
|
Cash pickup beat (charges per month)
|
|
|
Up to ₹ 200000
|
₹ 2200
|
|
₹ 200000 to ₹ 500000
|
₹ 3200
|
|
₹ 500000 to ₹ 1000000
|
₹ 8000
|
|
₹ 1000000 to ₹ 2000000
|
₹ 12000
|
|
₹ 2000000 above
|
Contact branch
|
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Cash pickup on call (charges per instance
|
|
|
Up to ₹ 200000
|
₹150
|
|
₹ 200000 to ₹ 500000
|
₹ 300
|
|
₹ 500000 to ₹ 1000000
|
₹ 500
|
|
₹ 1000000 to ₹ 2000000
|
₹ 800
|
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₹ 2000000 above
|
Contact branch
|
Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.
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Cash / Cheque / RTGS / NEFT / DSB / DD(Excluding Online and ATM Txn)
|
8 transactions free per month
|
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Charges beyond free limits
|
₹ 15 per transaction over and above the individual transaction limit charges
|
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PAP: Payable At Par
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NA: Not Applicable
|
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SA: Savings Account
|
CA: Current Account
|
Apply now
