FD Rates Savings
Upto

7.35 % * p.a

Interest on FD for 888 days Know More
Upto

7.5% * p.a

Know More
1800-103-1222
Savings Account with
No Maintenance Charges
Savings Account with
No Maintenance Charges

Regular Savings Account

Regular savings account with added benefits. A perfect balance of savings to spends. Access your account 24x7 using our Internet or Mobile Banking.

Features features

AMB of ₹ 10000
No Maintenance Charges
One multicity cheque of 25 leaves free per quarter
Spend more, Save more using Debit Card
Your Favorite Number can now be your Bank Account Number
Nomination facility available
Savings Account Interest Rate w.e.f. 06th April, 2020
Savings account interest rate
Daily Closing Balance
Rate Slab
Up to ₹ 1 lakh
4.00%
Above ₹ 1 lakh and up to ₹ 1 cr
5.50%
Above ₹ 1 cr and up to ₹ 5 crs
7.00%
Above ₹ 5 crs and up to ₹ 30 crs
7.25%
Above ₹ 30 crs and up to ₹ 50 crs
7.50%
Above ₹ 50 crs
Contact Branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

features Charges

Schedule of charges for Savings Accounts w.e.f 1st June 2020.
AMB (50% for semi-urban and rural areas)
₹ 10,000/- In Metro, Urban branches
₹ 5000/- in Semi-urban branches
₹ 2500/- in Rural branches
AMB non-maintenance charges (to be charged monthly)
NO CHARGES APPLICABLE
Current Account Grouping
Can be grouped to Current account of equal or higher value
Savings Account Grouping
Can be grouped to Savings Account of higher value
Cheque book (PAP cheque book of 25 leafs) limit
1 cheque book free per quarter
Charges beyond free limits
₹ 2 per leaf
Local cheque clearing
Free
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
RTGS inward / NEFT inward / IMPS inward
Free
Foreign inward remittance
Free
Demand Draft and Payorder at branch locations
Free up to 3 DDs per month
Charges beyond free limits
₹ 50 per DD
Demand Draft at non-branch locations
₹ 100 per DD
PAP cheque payment
Free
RTGS and NEFT outward at branch (free online)
NEFT :Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward (per day limit of ₹ 2,00,000/-)
Free
Cash Deposit limit at home location (including ATM and Branch)
Free up to ₹ 1,00,000 per month
Charges beyond free limits
₹ 3/1000
Cash Deposit limit at Non-Home location (including ATM and Branch)
NIL
Charges beyond free limits
₹ 4/1000
Cash Withdrawal at home location
Free
Cash Withdrawal at non-home location
₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)
3
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
5
Charges beyond free limits of ATM withdrawals
₹ 20 per txn
Cash withdrawal outside India (for international cards only)
₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)
₹ 25/- per transaction
Rupay/VISA Classic Debit Card (Charges for issuance and renewal)
₹ 100
Rupay Platinum Debit Card (Charges for issuance and renewal)
₹ 100
VISA Gold Debit Card (Charges for issuance and renewal)
₹ 100
VISA Platinum Debit Card(Charges for issuance and renewal)
₹ 150
VISA Signature Debit Card(Charges for issuance and renewal)
₹ 400
Card Transaction Slip Retrieval charges (for incorrect claims)
₹ 250/- per slip
Stop payment single cheque (free online)
₹ 100 per cheque
Stop payment series (free online)
₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons
₹ 50 per cheque
Inward cheque return charges for financial reasons
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward/ Outward cheque return charges for technical reasons
NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)
₹ 25 per instance
Standing Instructions failure (return)
₹ 150 per return
ECS / NACH return due to financial reasons
₹ 200 per return
SMS alerts
Free
Balance Certificate at Branch (online free)
₹ 250 per instance
Previous year balance and interest statement (free online)
1 free per annum, `300 per statement thereafter
Passbook issuance
Free
Duplicate Passbook issuance
₹ 50
Signature verification certificate / Photo attestation / Address confirmation
₹ 50 per instance
Duplicate TDS certificate
₹ 100
Duplicate account statement print (free online or on email)
₹ 50
DD / PO revalidation / cancellation
₹ 100
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.
₹ 500
Account inactive charges
NIL
Cheque pickup (on call)
₹ 50 per instance
Cheque pickup beat (Per month)
₹ 300
Cash pickup beat (charges per month)
 
Up to ₹ 200000
₹ 2200
₹ 200000 to ₹ 500000
₹ 3200
₹ 500000 to ₹ 1000000
₹ 8000
₹ 1000000 to ₹ 2000000
₹ 12000
₹ 2000000 above
Contact branch
Cash pickup on call (charges per instance)
 
Up to ₹ 200000
₹150
₹ 200000 to ₹ 500000
₹ 300
₹ 500000 to ₹ 1000000
₹ 500
₹ 1000000 to ₹ 2000000
₹ 800
₹ 2000000 above
Contact branch

Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

Aggregation of all the customer induced transactions including:
Cash / Cheque / RTGS / NEFT / DSB / DD(Excluding Online and ATM Txn)
8 transactions free per month
Charges beyond free limits
₹ 15 per transaction over and above the individual transaction limit charges
  • Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par
NA: Not Applicable
SA: Savings Account
CA: Current Account