savings
|
Rate Slab | |
|---|---|---|
|
Up to ₹ 1 lakh
|
5.50%
|
|
|
Above ₹ 1 lakh and up to ₹ 10 lakh
|
6.00%
|
|
|
Above ₹ 10 lakhs and up to ₹ 1 crs
|
6.50%
|
|
|
Above ₹ 1 cr and up to ₹ 5 crs
|
7.00%
|
|
|
Above ₹ 5 crs and up to ₹ 30 crs
|
7.25%
|
|
|
Above ₹ 30 crs and up to ₹ 50 crs
|
7.50%
|
|
|
Above ₹ 50 crs
|
contact branch
|
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Charges|
AQB (50% for Semi-urban and Rural areas)
|
₹ 10000
|
|
AQB non-maintenance charges
|
If AQB is >50% but <100% ₹ 600/- per quarter, if AQB is <=50% of the requirement ₹ 900/- per quarter
|
|
Tenure of the FD should be at least 1 year & above
|
₹ 50,000/-
|
|
Spend with your platinum debit card at POS or online and get AQB waiver
|
₹ 9999 (per month)
|
|
Current Account Grouping
|
Can be grouped to Current Account of equal or higher value
|
|
Savings Account Grouping
|
Can be grouped to Savings Account of higher value
|
|
Group AQB for Savings Grouping
|
As per the value of the grouping
|
|
Savings Group AQB Non-maintenance Charges to be debited from each account
|
As per the value of the grouping
|
|
Cheque book (PAP cheque book of 25 leafs) limit
|
1 cheque book free per Quarter
|
|
Charges beyond free limits
|
₹ 2 per leaf
|
|
Local Cheque clearing
|
Free
|
|
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 ad upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of
₹ 150/- |
|
RTGS Inward
|
Free
|
|
NEFT Inward
|
Free
|
|
IMPS Inward
|
Free
|
|
Foreign inward remittance
|
Free
|
|
Demand Draft and Payorder at branch locations
|
Free upto 3 DDs per month
|
|
Charges beyond free limits
|
₹ 50 per DD
|
|
Demand Draft at non-branch locations
|
₹ 100 per DD
|
|
PAP Cheque payment
|
Free
|
|
RTGS and NEFT Outward (Free online)
|
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25
RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50 |
|
IMPS Outward
|
Part of aggregated transactions per month as mentioned below
|
|
Cash deposit at home location
|
Free Upto ₹ 1,00,000 per month
|
|
Charges beyond free limits
|
₹ 3/1000
|
|
Cash deposit at Non-Home location
|
NIL
|
|
Charges beyond free limits
|
₹ 4/1000
|
|
Cash withdrawal at home location
|
Free
|
|
Cash withdrawal at Non-Home location
|
₹ 4/1000
|
|
Debit Card Cash withdrawal using Debit Card at metro location at other ATMs
|
3
|
|
Debit Card Cash withdrawal using Debit Card at non-metro location at other ATMs
|
5
|
|
Charges beyond free limits of ATM withdrawals
|
₹ 20 per transaction
|
|
RuPay / VISA Classic Debit Card(Charges for Issuance, Annual Fees, Re-Issuance)
|
₹ 150/-
|
|
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
|
₹ 550/-
|
|
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 350/-
|
|
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 500/-
|
|
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 999/-
|
|
Stop payment single cheque
|
₹ 100/- per cheque
|
|
Stop payment series
|
₹ 150/- for a series of 25 cheques
|
|
Outward cheque return charges for financial reasons
|
₹ 50/- per cheque
|
|
Inward cheque return charges for financial reasons
|
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3 to 5 cheques, Rs 750 per cheque 6th cheque onwards
|
|
Inward / Outward cheque return charges for technical reasons
|
NIL
|
|
Standing instructions set up / Standing instructions amendment
|
₹ 25/- per instance
|
|
Standing Instructions failure (return)
|
₹ 150/- per return
|
|
ECS / NACH Return due to financial reasons
|
₹ 200/- per return
|
|
SMS Alerts
|
₹ 15 per quarter
|
|
Balance Certificate Branch (Online Free)
|
₹ 250/- per instance
|
|
Previous Year balance and interest statement (Free Online)
|
1 free per annum, more than 1 ₹ 300/- per statement thereafter
|
|
Passbook Issuance
|
Free
|
|
Duplicate Passbook issuance
|
₹ 50/-
|
|
Signature verification certificate
|
₹ 50/- per instance
|
|
Photo Attestation
|
₹ 50/- per instance
|
|
Address Confimation
|
₹ 50/- per instance
|
|
Duplicate TDS certificate
|
₹ 100/-
|
|
Duplicate account statement Print (Free Online or on email)
|
₹ 200/-
|
|
DD/PO revalidation/cancellation
|
₹ 100/-
|
|
Account closure charges
|
NIL
|
|
Account Inactive charges
|
NIL
|
|
Cheque pickup (on call)
|
₹ 50 per instance
|
|
Cheque pickup Beat (per month)
|
₹ 300
|
|
Cash pickup beat (charges per month)
|
|
|
Upto ₹ 200000
|
₹ 2200/-
|
|
₹ 200000 to ₹ 500000
|
₹ 3200/-
|
|
₹ 500000 to ₹ 1000000
|
₹ 8000/-
|
|
₹ 1000000 to ₹ 2000000
|
₹ 12000/-
|
|
₹ 2000000 above
|
Contact Branch
|
|
Cash pickup on call (charges per instance)
|
|
|
Upto ₹ 200000
|
₹ 150/-
|
|
₹ 200000 to ₹ 500000
|
₹ 300/-
|
|
₹ 500000 to ₹ 1000000
|
₹ 500/-
|
|
₹ 1000000 to ₹ 2000000
|
₹ 800/-
|
|
₹ 2000000 above
|
Contact Branch
|
|
* Available on request at select locations only
|
|
Cash/ Cheque/ RTGS/ NEFT/ DSB/ DD/ IMPS
(Excluding Online and ATM Txn, but including IMPS) |
8 transaction free per month
|
|
Charges beyond free limits
|
₹ 15 per transaction over and above the individual transaction limits
|
|
PAP: Payable At Par
|
NA: Not Applicable
|
|
SA: Savings Account
|
CA: Current Account
|
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