Salary
|
Rate Slab | |
|---|---|---|
|
Up to ₹ 1 lakh
|
4.50%
|
|
|
Above ₹ 1 lakh and up to ₹ 1 cr
|
6.00%
|
|
|
Above ₹ 1 cr and up to ₹ 5 crs
|
7.00%
|
|
|
Above ₹ 5 crs and up to ₹ 30 crs
|
7.25%
|
|
|
Above ₹ 30 crs and up to ₹ 50 crs
|
7.50%
|
|
|
Above ₹ 50 crs
|
Contact Branch
|
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Charges|
AMB (Required)
|
NIL
|
|
AMB non-maintenance charges
|
NA
|
|
Savings Account Grouping
|
Can group one family member account for same variant
|
|
Cheque book (PAP cheque book of 25 leaves)
|
2 cheque book free per quarter
|
|
Charges beyond free limits
|
₹ 2 per leaf
|
|
Local cheque clearing
|
Free
|
|
Outstation cheque collection charges at bank location
|
Free
|
|
Outstation cheque collection charges at non-bank location
|
Free
|
|
RTGS / NEFT / IMPS inward
|
Free
|
|
Foreign inward remittance
|
Free
|
|
Demand Draft and Payorder at branch locations
|
Free
|
|
Charges beyond free limits
|
₹ 50 per DD
|
|
Demand Draft at non-branch locations
|
₹ 100 per DD
|
|
PAP cheque payment
|
Free
|
|
RTGS and NEFT outward at branch (free online)
|
NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5, Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
|
|
IMPS Outward ( per day limit of ₹ 2,00,000/-)
|
Upto ₹50,000/- charges of ₹5/- per transaction, ₹50,001 to ₹2,00,000/- charges of ₹15/- per transaction.
|
|
Cash Deposit limit at home location (including ATM and Branch)
|
5 times the previous month’s AMB or ₹1,25,000 per month whichever is lower
|
|
Charges beyond free limits
|
₹ 3/1000
|
|
Cash Deposit limit at non-home location (including ATM and Branch)
|
₹ 50000 per month
|
|
Charges beyond free limits
|
₹ 4/1000
|
|
Cash Withdrawal at home location
|
Free
|
|
Cash Withdrawal at non-home location
|
₹ 4/1000
|
|
Debit Card Cash Withdrawal txns at metro locations (other ATMs)
|
4
|
|
Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
|
6
|
|
Charges beyond free limits of ATM withdrawals
|
₹ 20 per transaction
|
|
Cash withdrawal outside India ( for international cards only )
|
₹ 110/- per transaction
|
|
Balance Inquiry Outside India ( for international cards only )
|
₹ 25/- per transaction
|
|
Rupay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
|
Free
|
|
Rupay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
|
₹ 550
|
|
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 350
|
|
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 500
|
|
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 999
|
|
Card Transaction Slip Retrieval charges ( for incorrect claims )
|
₹ 250/- per slip
|
|
Stop payment single cheque ( free online )
|
₹ 100 per cheque
|
|
Stop payment series ( free online )
|
₹ 150 for a series of 25 cheques
|
|
Outward cheque return charges for financial reasons
|
₹ 50 per cheque
|
|
Outward cheque return charges for technical reasons
|
NIL
|
|
Inward cheque return charges for financial reasons
|
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
|
|
Inward cheque return charges for technical reasons
|
NIL
|
|
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)
|
Free
|
|
Standing instructions failure (return)
|
₹ 150 per return
|
|
ECS / NACH return due to financial reasons
|
₹ 200 per return
|
|
SMS alerts
|
₹ 15 per quarter
|
|
Balance Certificate at Branch (online free)
|
₹ 250 per instance
|
|
Previous year balance and interest statement (free online)
|
1 free per annum, ₹ 300 per statement thereafter
|
|
Passbook issuance
|
Free
|
|
Duplicate Passbook issuance
|
₹ 50
|
|
Signature verification certificate / Photo attestation / Address confirmation
|
₹ 50 per instance
|
|
Duplicate TDS certificate
|
₹ 100
|
|
Duplicate account statement print (free online or on email)
|
₹ 50
|
|
DD / PO revalidation / cancellation
|
₹ 100
|
|
Account closure charges if closed on customer request after 15 days of account opening and before completing 6 months.
|
₹ 500
|
|
Account inactive charges
|
NIL
|
|
Cheque pickup
|
₹ 50 per instance
|
|
Cheque pickup beat (Per month)
|
₹ 300
|
|
Cash pickup beat (charges per month)
|
|
|
Upto ₹ 200000
|
₹ 2200
|
|
₹ 200000 to ₹ 500000
|
₹ 3200
|
|
₹ 500000 to ₹ 1000000
|
₹ 8000
|
|
₹ 1000000 to ₹ 2000000
|
₹ 12000
|
|
Above ₹ 2000000
|
Contact Branch
|
|
Cash pickup on call (charges per instance)
|
|
|
Upto ₹ 200000
|
₹ 150
|
|
₹ 200000 to ₹ 500000
|
₹ 300
|
|
₹ 500000 to ₹ 1000000
|
₹ 500
|
|
₹ 1000000 to ₹ 2000000
|
₹ 800
|
|
Above ₹ 2000000
|
Contact Branch
|
|
Cash / Cheque / RTGS / NEFT / DSB / DD / IMPS (Excluding Online and ATM Txn)
|
15 txns free per month
|
|
Charges beyond free limits
|
₹ 15 per transaction over and above the individual transaction limit charges
|
|
PAP: Payable At Par
|
NA: Not Applicable
|
|
SA: Savings Account
|
CA: Current Account
|
