Features
Earn an interest of 8.2%* p.a. for 1 year!
0.5% extra p.a. for Senior Citizens
Eligibility Criteria
Equitas Account
Should not have an account with Equitas Bank
Other Accounts
No other account has been opened nor will be opened using OTP based KYC in non face to face mode with any other Bank
Age and Documents
Open for Indian residents over 18 yrs with valid PAN & Aadhaar card linked to mobile number
Fixed Deposit Interest Rates
(Amount less than Rs. 3 Crores) Effective from: 12th June, 2024
Tenure
Interest Rates for amount less than 3 Crores
Annualised yield
7 - 14 days
3.50%
3.50%
15 - 29 days
3.50%
3.50%
30 - 45 days
4.00%
4.00%
46 - 62 days
4.50%
4.50%
63 - 90 days
4.50%
4.50%
91 - 120 days
5.25%
5.25%
121 - 180 days
5.25%
5.25%
181 - 210 days
6.25%
6.35%
211 - 270 days
6.25%
6.35%
271 - 364 days
6.25%
6.35%
1 year (365 days)
8.20%
8.46%
1 year 1 day
8.00%
8.24%
1 year 2 days to 443 Days
8.20%
8.46%
444 Days
8.50%
8.77%
445 Days to 18 Months
8.20%
8.46%
18 Months 1 day to 2 years
7.75%
7.98%
2 years 1 day to 887 days
8.00%
8.24%
888 days
8.25%
8.51%
889 days to 3 years
8.00%
8.24%
3 years 1 day to 4 years
7.50%
7.71%
4 years 1 day to 5 years
7.25%
7.45%
5 years 1 day to 10 years
7.25%
7.45%
TDS will be deducted as applicable
Please check all terms and conditions applicable on FD/RD for premature withdrawal
0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)
*Fixed Deposit Interest Rates are subject to change from time to time.
**View Terms and Conditions for FD (Partial premature withdrawal not allowed for FDs booked with monthly payout).
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.
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