Features
Recurring Deposit Calculator
Try out the RD calculator and see how much you can earn!
(The calculator is not applicable for NRE Recurring Deposit)
Plan your monthly investment with our RD Calculator and find out the maturity value instantly! Now, that’s a smart way to plan your investment.
Recurring Deposit Calculator
Recurring Deposit Interest Rates
(Amount less than Rs. 3 Crores) Effective from: 7th April, 2025
Tenure
Individual/NRE/NRO/Non-Individuals
12 months
7.90%
15 Months
7.90%
18 Months
7.90%
21 Months
7.75%
24 Months
7.75%
30 Months
7.75%
36 Months
7.75%
48 Months
7.50%
60 Months
7.25%
90 Months
7.25%
120 Months
7.25%
TDS will be deducted as applicable
Please check all terms and conditions applicable on FD/RD for premature withdrawal
0.50% extra for Senior Citizen (not applicable for NRE/NRO)
The interest rates for Recurring Deposits will be as per the corresponding Fixed Deposit rates, with interest compounded quarterly.
In case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the bank and not at the contracted rate.
No interest will be paid for premature withdrawal within one month of booking.
Recurring Deposits Interest rates are subject to change from time to time.
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