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Payment Cut-Off Timing

Understand cut-off timings for effortless digital banking using NEFT, RTGS and IMPS

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Overview

Stay informed about the cut-off timings for NEFT, RTGS, and IMPS transactions with Equitas Bank. Knowing these timings helps ensure your digital banking transactions are processed smoothly and efficiently. Whether you're using our branch services, mobile/internet banking, or corporate internet banking, we've got you covered with our comprehensive timing schedule.

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The Details

Know the specific timings for each channel to plan your digital transactions effectively.

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NEFT/RTGS/IMPS Timings*

Channel

NEFT

RTGS

IMPS/UPI

Branch

10:00 AM to 4:30 PM

10:00 AM to 3:30 PM

Not applicable

Mobile / Internet Banking

24*7

24*7

24*7

Notes

*Bank Working Days

For corporate Internet banking final level authorization should be completed before cut-off time.

Transaction authorized post cut-off time will be processed on the next working day subject to availability of funds at the time of processing the transaction.

Charges/ Transaction limits are applicable as per account type.

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Blogs

Customers may receive calls from 044 7198 6600, as a part of transaction monitoring. Please save this number. Also kindly note that incoming call facility is not available in this number.

Always use the customer care numbers displayed on Bank's official website.

DO NOT use any other numbers since this may put you at risk of fraud.

Please be aware of prank and deceptive calls.

Bank will never ask for sensitive information like Card Number, OTP, Password, CVV etc.

This is to inform you that www.equitasbank.com is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitasbank.co. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

©2024, Equitas Small Finance Bank Ltd.