FD Rates Savings

9.55% * p.a

For Senior Citizens Know More

7.5% * p.a

Know More

accounts iconNRI Banking

Equitas Small Finance Bank with 392 Branches and growing is offering NRI Banking with the Best in Class Interest Rates, Affordable Lockers and Convenient Access to Superlative Technology. We understand that the Home is where your Heart is, where your trust is and where everything is at its Best. So come explore the best of what we have to offer!

NRO Fixed Deposits

NRO Fixed Deposits earn high deposit rates for funds accrued in India. Choose between quarterly interest compounding and quarterly interest payout options as per your requirement.

Features and Benefits features

Earn Superior Interest from the income generated in India.
Fixed Deposit Tenor from 7 Days to 10 Years.
Get an Annual Quarterly Balance Charges waived in NRO SB Account with Fixed Deposits of Rs.50,000/-and above.
Joint Holding with Indian Residents or Non Residents.
Avail Lower TDS by opting to open NRO DTAA Deposits. Applicable only for specific countries where India has entered into Double Taxation Avoidance Agreement and as amended from time to time.
Savings Account Interest Rate w.e.f. 1st November, 2018
Non Resident Fixed Deposit Interest Rates
Tenure NRO Interest Rates
7 - 14 days
15 - 29 days
30 - 45 days
46 - 62 days
63 - 90 days
91 - 120 days
121 - 180 days
181 - 210 days
211 - 270 days
271 - 364 days
1 Year to 18 months
18 months 1 day to 2 years
2 Years 1 day to 3 Years
3 Years 1 day to 4 Years
4 Years 1 day to 5 Years
5 Years 1 day to 10 Years

Minimum Amount of Fixed Deposit is Rs. 25,000/-.

There would be a Pre-closure Penalty of 1% on the NRO Fixed Deposits if pre-closed before the completion of 6 months from the date of booking of the Fixed Deposit.

No Senior Citizen Special Rates available for NRE and NRO FDs

31.20% TDS applicable (30% TDS + Surcharge 4%) on the NRO interest accrued.

The above rates apply to Retail Term Deposits of Value below Rs. 1 Crore. For Fixed Deposit of values Rs. 1Crore and above Bulk Deposit Rates apply, please contact the nearest Equitas Small Finance Bank branch for the Bulk Deposit Rate.

Interest rates are subject to change and please refer for updated rates in the Bank’s Website.