NRI BANKING
Equitas Small Finance Bank with 385 Branches and growing is offering NRI Banking with the Best in Class Interest Rates, Affordable Lockers and Convenient Access to Superlative Technology. We understand that the Home is where your Heart is, where your trust is and where everything is at its Best. So come explore the best of what we have to offer!

Eva NRO Savings Account
Eva NRO Women’s Savings Account, exclusively designed for the Growth and Prosperity of Indian Woman across the globe with seamless banking experience that takes care of your health, wealth and happiness.
Features And Benefits
*Valid for 3 months post registration
Savings Account Interest Rate w.e.f. 14th December, 2022
Daily Closing Balance | Rate Slab |
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Up to ₹ 1 lakh | 3.50% |
Above ₹ 1 lakh and upto ₹ 5 lakhs | 5.25% |
Above ₹ 5 lakhs | 7.00% |
Interest Rates calculated on the Daily Closing Balances of the Savings Account.
Interest gets credited on the last day of the Calendar Quarter once every 3 months.
NRO Rupee Savings Account Interest gets credited post deduction of Tax Deducted at Source (TDS). The TDS Rate of 31.20% (30% TDS + 4% Surcharge on TDS) is deducted from the NRO interest on accrual.
Interest rates are subject to change and please refer to the Bank’s Website for the latest rates.
Schedule of charges for Eva NRO Savings Accounts
- Account & Balance Maintenance
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Average Monthly Balance (AMB) Nil Relationship Value** Rs.10,000 Non Maintenance Charges Nil Cheque book (PAP cheque book of 25 leafs) limit 1 cheque book book free per quarter Grouping Can be grouped with NRI account or Regular or Wings Savings Account .
Can be grouped to Current Account of equal or higher value
- Collections
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Local Cheque clearing Free Outstation cheque collection charges at bank location Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 ad upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/- Outstation cheque collection charges at non-bank location Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 ad upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/- RTGS inward / NEFT inward / IMPS inward Free - Payments
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Demand Draft and Payorder at branch locations Free upto 8 DD's per month Charges beyond free limits Rs. 50 per DD Demand Draft at non-branch locations Rs.100 per DD PAP Cheque payment Free RTGS and NEFT outward at branch (free online) NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-. IMPS outward (per day limit of Rs.2,00, 000/-) Free - Cash Charges
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Cash Deposit limit at home location (Branch) Free upto Rs.1,00,000 per month, thereafter standard SA charges. Sources of fund document to be submitted and deposit of Gift/Donation/Loan from Indian Resident is not permitted Charges beyond free limits Rs. 3/1000 Cash Deposit limit at Non-Home location (Branch) Chargeable Charges beyond free limits Rs.4/1000 Cash Withdrawal at home location Free Cash Withdrawal at non-home location Rs.4/1000 Debit Card Cash Withdrawal txns at metro/urban locations (other Bank ATMs) 5 per month Debit Card Cash Withdrawal txns at semi-urban/rural location (other Bank ATMs) 5 per month Charges beyond free limits of ATM withdrawals Rs. 20/- per txn Cash withdrawal outside India (for international cards only) Rs.110/- per txn Balance Inquiry Outside India (for international cards only) Rs. 25/- per txn - Other Charges
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Rupay Platinum Debit Card (Charges for issuance, annual fees, re-issuance) NRO Rupay Platinum Domestic Debit Card - Free Card Transaction Slip Retrieval charges (for incorrect claims) Rs. 250/- per slip Stop payment single cheque (free online) Rs. 100 per cheque Stop payment series (free online) Rs 150 for a series of 25 cheques Outward cheque return charges for financial reasons Rs 50 per cheque Outward cheque return charges for technical reasons NIL Inward cheque return charges for financial reasons Rs. 350 per cheque for up to 2 cheques, Rs. 500 per cheque for 3-5 cheques, Rs.750 per cheque 6th cheque onwards Inward/ Outward cheque return charges for technical reasons NIL Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment) Rs.25 per instance Standing Instructions failure (return) Rs.150 per return ECS / NACH return due to financial reasons Rs.200 per return SMS alerts Free - Certificate and Report issuance
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Balance Certificate at Branch (online free) Rs.250 per instance Previous year balance and interest statement (free online) 1 free per annum, Rs.300 per statement thereafter Passbook issuance Free Duplicate Passbook issuance Rs.50 Signature verification certificate / Photo attestation / Address confirmation Rs.50 per instance Duplicate TDS certificate Rs.100 Duplicate account statement print (free online or on email) Rs.50 DD / PO revalidation / cancellation Rs.100 Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening. Rs.500 Account inactive charges NIL - Doorstep Banking
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Cheque pickup (on call) Rs.50 per instance Cheque pickup beat (Per month) Rs. 300 Cash pickup beat (charges per month) Up to Rs.200000 Rs. 2200 Rs.200000 to Rs.500000 Rs. 3200 Rs.500000 to Rs.1000000 Rs. 8000 Rs.1000000 to Rs.2000000 Rs. 12000 Rs.2000000 above Contact Branch Cash pickup on call (charges per instance) Up to Rs.200000 Rs.150 Rs.200000 to Rs.500000 Rs.300 Rs.500000 to Rs.1000000 Rs.500 Rs.1000000 to Rs.2000000 Rs.800 Rs.2000000 above Contact branch - No of Transactions
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Aggregation of all the customer induced transaction including:
Cash / Cheque / DSB / DD (Excluding Online and ATM Txn) 10 transactions free per month Charges beyond free limits Rs.15 per transaction over and above the individual transaction limit charges
- Available on request at select locations only. Taxes as applicable will be additional
PAP: Payable At Par NA: Not Applicable SA: Savings Account CA: Current Account - *Source of fund document to be submitted and deposit of Gift/Donation/Loan from Resident Indian into NRO SB Account is not permitted
- **Total balances in Savings , Term Deposit and Recurring Deposit under the same customer ID will constitute Relationship Value(RV)