Equitas Small Finance Bank with 398 Branches and growing is offering NRI Banking with the Best in Class Interest Rates, Affordable Lockers and Convenient Access to Superlative Technology. We understand that the Home is where your Heart is, where your trust is and where everything is at its Best. So come explore the best of what we have to offer!

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Eva NRO Savings Account

Eva NRO Women’s Savings Account, exclusively designed for the Growth and Prosperity of Indian Woman across the globe with seamless banking experience that takes care of your health, wealth and happiness.

To know more - Give a missed call on +91 9971932222

Features And Benefitsvalue-feature-icon

  • complimentary-health-checkup

    Unlimited Health Tele-consultation* 


    Enjoy Eva as a family with family Banking

    debit card.icon

    Exclusive offers and Discounts on Debit Card


    25% Discount on Locker Rentals


    Reward points for every Goal based RD


    Preferential Rates on Gold Loan

    Every Debit Card Spend is Rewarding
    Superior Interest Rates

    Nomination facility 

*Valid for 3 months post registration

Savings Account Interest Rate w.e.f. 1st July, 2024

Daily Closing Balance Rate Slab
Up to ₹ 1 lakh 3.50%
Above ₹ 1 lakh and upto ₹ 7 lakhs 5.00%
Above ₹ 7 lakhs and upto ₹ 25 Crs 7.00%
Above ₹ 25 Crs 7.80%

Interest Rates calculated on the Daily Closing Balances of the Savings Account.

Interest gets credited on the last day of the Calendar Quarter once every 3 months.

NRO Rupee Savings Account Interest gets credited post deduction of Tax Deducted at Source (TDS). The TDS Rate of 31.20% (30% TDS + 4% Surcharge on TDS) is deducted from the NRO interest on accrual.

Interest rates are subject to change and please refer to the Bank’s Website for the latest rates.



Schedule of charges for Eva NRO Savings Accounts w.e.f 21st February 2022.

Account & Balance Maintenance
Relationship Value** Rs.10,000
Non Maintenance Charges Nil
Cheque book (PAP cheque book of 25 leafs) 1 cheque book book free per quarter

Can be grouped with NR account or Regular or Wings Savings Account .

Can be grouped to Current Account of equal or higher value

Local Cheque clearing Free
Outstation cheque collection charges at bank location Upto Rs. 5000 charge of Rs. 25, Above 5000 and upto and including Rs. 10,000 charge of Rs. 50/-, Above Rs. 10,000 ad upto including Rs. 100000 charge of Rs. 100/-, Above Rs. 100000 charge of Rs. 150/-
Outstation cheque collection charges at non-bank location
RTGS / NEFT / IMPS Inward Free
Free Demand Draft and Payorder at branch locations 8 Free/month on ESFB location
Charges beyond free limits Rs. 50 per DD
Demand Draft at non-branch locations Rs.100 per DD
PAP Cheque payment Free
RTGS and NEFT outward at branch (free online) NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-.
IMPS outward (free online) - per day limit of Rs.5,00, 000 Rs.1 Per Transaction
Cash Charges
Cash Deposit limit at home location Free upto Rs.1,00,000 per month, thereafter standard SA charges. Sources of fund document to be submitted and deposit of Gift/Donation/Loan from Indian Resident is not permitted
Charges beyond free limits Rs. 3/1000
Cash Deposit limit at Non-Home location Chargeable
Charges beyond free limits Rs.4/1000
Cash Withdrawal at Home location Free
Cash Withdrawal at Non-Home location Rs.4/1000
Free Debit Card Cash Withdrawal TXNs at metro/urban locations (other Bank ATMs) 5 per month
Free Debit Card Cash Withdrawal TXNs at semi urban/rural locations (other Bank ATMs) 5 per month
Charges beyond free limits of ATM withdrawals Rs. 21/- per transaction
Cash withdrawal outside India (for international cards only) Rs.110/- per transaction
Balance Inquiry Outside India (for international cards only) Rs. 25/- per transaction
Other Charges
Rupay Platinum Debit Card (Charges for issuance, annual fees, re-issuance) NRO Rupay Platinum Domestic  Debit Card - Free
Card Transaction Slip Retrieval charges (for incorrect claims) Rs. 250/- per slip
Stop payment single cheque Rs. 100 per cheque
Stop payment series Rs 150 for a series of 25 cheques
Outward cheque return charges for financial reasons Rs 50 per cheque
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons Rs. 350 per cheque for up to 2 cheques, Rs. 500 per cheque for 3-5 cheques, Rs.750 per cheque 6th cheque onwards
Inward/ Outward cheque return charges for technical reasons NIL
Standing instructions set up/Amendment Rs.25 per instance
Standing Instructions failure (return) Rs.150 per return
ECS / NACH return due to financial reasons Rs.200 per return
SMS Alerts Free
Certificate and Report issuance
Balance Certificate at Branch (online free) Rs.250 per instance
Previous year balance and interest statement 1 free, more than 1 Rs. 300/- per Statement
Passbook issuance Free
Duplicate Passbook issuance Rs.50/-
Signature verification certificate / Photo attestation / Address confirmation (per request) Rs.50/- per instance
Duplicate TDS certificate Rs.100/-
Duplicate account statement print (Free Online or on email) Rs.50/-
DD / PO revalidation / cancellation Rs.100/-
Account closure charges if closed on customer request,after 15 days of account opening and before completing 6 months Rs.500/-
Account inactive charges NIL
Doorstep Banking
Cheque pickup (on call) Rs.50 per instance
Cheque pickup beat (Per month) Rs. 300
                                                   Cash pickup beat (charges per month)
Up to Rs.200000 Rs. 2200
Rs.200000 to Rs.500000 Rs. 3200
Rs.500000 to Rs.1000000 Rs. 8000
Rs.1000000 to Rs.2000000 Rs. 12000
Rs.2000000 above Contact Branch
                                            Cash pickup on call (charges per instance)
Up to Rs.200000 Rs.150
Rs.200000 to Rs.500000 Rs.300
Rs.500000 to Rs.1000000 Rs.500
Rs.1000000 to Rs.2000000 Rs.800
Rs.2000000 above Contact branch
No of Transactions

Aggregation of all the customer induced transaction including: at branch

Cash / Cheque / DSB / DD (Excluding Online and ATM Txn) 10 transactions free per month
Charges beyond free limits Rs.15 per transaction over and above the individual transaction limit charges
  • Available on request at select locations only. Taxes as applicable will be additional                                                                                                                                                                                                            
    PAP: Payable At Par NA: Not Applicable
    SA: Savings Account  
  • Taxes as applicable will be additional
  • *Source of fund document to be submitted and deposit of Gift/Donation/Loan from Resident Indian into NRO SB Account is not permitted
  • **Total balances in Savings , Term Deposit and Recurring Deposit under the same customer ID will constitute Relationship Value(RV)