Schedule of charges for Savings Accounts w.e.f 1st June 2020.

Account & Cheque Book

AMB	Nil (Zero)
Non-maintenance charges	Not Applicable
Free cheque book (PAP cheque book of 10 leaves)	Not Applicable

Collections

Local Cheque clearing	Free
Outstation cheque collection charges at bank location	Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
Outstation cheque collection charges at non-bank location	Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
RTGS inward / NEFT inward / IMPS inward	Free
Foreign inward remittance	Free

Payments

Demand Draft and payorder at branch locations	No Free Transactions
Charges beyond free limits	₹ 50 per DD
Demand Draft at non-branch locations	₹ 100 per DD
PAP cheque payment	Free
RTGS and NEFT outward at branch (Free online)	NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100001 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward (per day limit of ₹ 2,00,000/-)	Free

Cash Charges

Free cash deposit at home location (including ATM and Branch)	NIL
Charges beyond free limits	₹ 3/1000
Free cash deposit at non-home location (including ATM and Branch)	NIL
Charges beyond free limits	₹ 4/1000
Cash Withdrawal at home location	Free
Cash withdrawal at non-home location	₹ 3/1000 (max limit of ₹ 50000 per day)
Debit card cash withdrawal txns at metro location (other ATMs)	3
Debit card cash withdrawal txns at non-metro location (other ATMs)	5

Other Charges

Visa Classic Debit Card(Charges for issuance and renewal)	₹ 100
Card Transaction Slip Retrieval charges (for incorrect claims)	₹ 250/- per slip
Stop payment single cheque(free online)	₹ 100 per cheque
Stop payment series(free online)	₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons	₹ 50 per cheque
Outward cheque return charges for technical reasons	NIL
Inward cheque return charges for financial reasons	Up to 2 cheques ₹ 350 per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons	NIL
Standing instructions set up	₹ 25 per instance
Standing instructions amendment	₹ 25 per instance
Standing Instructions failure (return)	₹ 200 per return
ECS / NACH return due to financial reasons	₹ 200 per return
SMS alerts	Free

Certificate and Report issuance

Balance Certificate at Branch (online free)	₹ 250 per instance
Previous year balance and interest statement	1 free, more than 1 ₹ 300 per statement
Passbook Issuance	Free
Duplicate Passbook issuance	₹ 50/-
Signature verification certificate	₹ 50 per instance
Photo attestation / Address confirmation	₹ 50 per instance
Duplicate TDS certificate	₹ 100
Duplicate account statement Print (free online or on email)	₹ 50
DD / PO revalidation / cancellation	₹ 100
Account closure charges	NIL
Account inactive charges	NIL

Doorstep Banking*

Cheque pickup on call	₹ 50 per instance
Cheque pickup beat (Per month)	₹ 300
Cash pickup beat (charges per month)
Up to ₹ 200000	₹ 2200
₹ 200000 to ₹ 500000	₹ 3200
₹ 500000 to ₹ 1000000	₹ 8000
₹ 1000000 to ₹ 2000000	₹ 12000
Above ₹ 2000000	Contact Branch
Cash pickup on call (charges per instance)
Upto ₹ 200000	₹ 150
₹ 200000 to ₹ 500000	₹ 300
₹ 500000 to ₹ 1000000	₹ 500
₹ 1000000 to ₹ 2000000	₹ 800
Above ₹ 2000000	Contact Branch
Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.

No of Transactions

Aggregation of all the customer induced transaction including:

Cash / Cheque /DSB / DD (Excluding Online and ATM Txn)	NIL txns free per month
Charges beyond free limits	₹ 15 per transaction over and above the individual transaction limits

Available on request at select locations only. Taxes as applicable will be additional.