My Savings

An account specially designed for saving your hard earned money.

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    AMB (Zero)

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    No Maintenance Charges

    passbook-icon

    Free passbook for easy reconciliation

    nominate-icon

    Nomination facility available

    multiple-touch-point-icon

    Multiple touch points like Branch/ATM for easy transactions

    favorite-icon

    Your Favorite Number can now be your Bank Account Number

Savings Account Interest Rate w.e.f. 10th June, 2020

Savings account interest rate

Daily Closing Balance Rate Slab
Up to ₹ 1 lakh 3.50%
Above ₹ 1 lakh and up to ₹ 5 crs 7.00%
Above ₹ 5 crs and up to ₹ 30 crs 7.25%
Above ₹ 30 crs and up to ₹ 50 crs 7.50%
Above ₹ 50 crs Contact Branch

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

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Charges

Schedule of charges for Savings Accounts w.e.f 1st June 2020.

Account & Cheque Book
AMB  Nil (Zero)
Non-maintenance charges Not Applicable
Free cheque book (PAP cheque book of 10 leaves) Not Applicable
Collections
Local Cheque clearing Free
Outstation cheque collection charges at bank location

Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150

Outstation cheque collection charges at non-bank location Up to ₹ 5000 – Charge of ₹ 25, Above ₹ 5000 and up to and including ₹ 10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
RTGS inward / NEFT inward / IMPS inward Free
Foreign inward remittance Free
Payments
Demand Draft and payorder at branch locations No Free Transactions
Charges beyond free limits ₹ 50 per DD
Demand Draft at non-branch locations ₹ 100 per DD
PAP cheque payment Free
RTGS and NEFT outward at branch (Free online) NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS outward (per day limit of ₹ 2,00,000/-) Free
Cash Charges
Free cash deposit at home location (including ATM and Branch) NIL
Charges beyond free limits ₹ 3/1000
Free cash deposit at non-home location (including ATM and Branch) NIL
Charges beyond free limits ₹ 4/1000
Cash Withdrawal at home location Free
Cash withdrawal at non-home location ₹ 3/1000 (max limit of ₹ 50000 per day)
Debit card cash withdrawal txns at metro location (other ATMs) 3
Debit card cash withdrawal txns at non-metro location (other ATMs) 5
Other Charges
RuPay Classic Debit Card(Charges for issuance and renewal) ₹ 100
RuPay Platinum Debit Card (Charges for issuance and renewal) ₹ 100
Card Transaction Slip Retrieval charges (for incorrect claims) ₹ 250/- per slip
Stop payment single cheque(free online) ₹ 100 per cheque
Stop payment series(free online) ₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons ₹ 50 per cheque
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons Up to 2 cheques ₹ 350 per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons NIL
Standing instructions set up ₹ 25 per instance
Standing instructions amendment ₹ 25 per instance
Standing Instructions failure (return) ₹ 200 per return
ECS / NACH return due to financial reasons ₹ 200 per return
SMS alerts Free
Certificate and Report issuance
Balance Certificate at Branch (online free) ₹ 250 per instance
Previous year balance and interest statement  1 free, more than 1 ₹ 300 per statement
Passbook Issuance Free
Duplicate Passbook issuance ₹ 50/-
Signature verification certificate ₹ 50 per instance
Photo attestation / Address confirmation ₹ 50 per instance
Duplicate TDS certificate ₹ 100
Duplicate account statement Print (free online or on email) ₹ 50
DD / PO revalidation / cancellation ₹ 100
Account closure charges  NIL
Account inactive charges NIL
Doorstep Banking*
Cheque pickup on call ₹ 50 per instance
Cheque pickup beat (Per month) ₹ 300
Cash pickup beat (charges per month)  
Up to ₹ 200000 ₹ 2200
₹ 200000 to ₹ 500000 ₹ 3200
₹ 500000 to ₹ 1000000 ₹ 8000
₹ 1000000 to ₹ 2000000 ₹ 12000
Above ₹ 2000000 Contact Branch
Cash pickup on call (charges per instance)  
Upto ₹ 200000 ₹ 150
₹ 200000 to ₹ 500000 ₹ 300
₹ 500000 to ₹ 1000000 ₹ 500
₹ 1000000 to ₹ 2000000 ₹ 800
Above ₹ 2000000 Contact Branch
Senior citizens above the age of 70 years/Physically challenged OR infirm customers can contact branch/contact centre for doorstep banking services.
No of Transactions

Aggregation of all the customer induced transaction including:

Cash / Cheque / RTGS / NEFT / DSB / DD (Excluding Online and ATM Txn) NIL txns free per month
Charges beyond free limits ₹ 15 per transaction over and above the individual transaction limits

Available on request at select locations only. Taxes as applicable will be additional.

PAP= payable at par NA: Not Applicable
SA: Savings Account CA: Current Account