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MY BUSINESS ACCOUNT

The account that supports your business and provides you with solution for all your banking needs.

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My Business Account

Transactions within the city or anywhere across the country, My Business Account provides you all.

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  • Aqb-icon

    AMB is NIL

    Cheque-icon

    One multi city cheque book free per quarter

    Demand draft-icon
    2 demand drafts free per month
    Nominate-icon

    Nomination facility available for Individual & Proprietorship account

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Charges

Schedule of Charges for Current Accounts w.e.f 1st June 2020

Account & Cheque Book
AMB NIL
Non Maintenance Charges NA
Cheque book (PAP cheque book of 25 leafs) 1 cheque book free per Quarter
Charges beyond free limits ₹ 2 per leaf
Grouping of My Business CA Not Allowed
Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location 2 cheque deposits free per month, charges beyond, Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
Outstation cheque collection charges at non-bank location
RTGS / NEFT / IMPS Inward Free
Payments
Demand Draft and Payorder at branch locations Free upto 2 DD's per month
Charges beyond free limits ₹ 50 per DD
Demand Draft at non-branch locations ₹ 100 per DD
PAP cheque payment Free
RTGS and NEFT outward (Free online) NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/- ) Free
Cash Charges
Cash Deposit at home location (inclduing ATM and Branch) 10 times of the previous month’s AMB or ₹ 100000/- whichever is lower
Charges beyond Free Limits ₹ 3/1000
Cash Deposit at Non-Home location (inclduing ATM and Branch) ₹ 10000 per month
Charges beyond free limits ₹ 4/1000
Cash Withdrawal at home location Free
Cash Withdrawal at Non-Home location Free
Debit Card Cash Withdrawal TXNs at metro location (other Bank ATMs) No free transactions
Debit Card Cash Withdrawal TXNs at non-metro location (other Bank ATMs) No free transactions
Charges beyond free limits of ATM withdrawals ₹ 20 per txn
Card Transaction Slip Retrieval charges (for incorrect claims) ₹ 250/- per slip
Other Charges
RuPay Debit Card(Charges for issuance and renewal) ₹ 100/-
RuPay Platinum Debit Card (charges for issuance, annual fees, re-issuance) NA
stop payment single cheque (free online) ₹ 100/- per cheque
stop payment series (free online) ₹ 150/- for a series of 25 cheques
Outward cheque return charges for financial reasons ₹ 50/- per cheque
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons Upto 2 cheques ₹ 350/- per cheque, 3-5 cheques ₹ 500, 6th cheque onwards ₹ 750 per cheque
Inward cheque return charges for technical reasons NIL
Standing instructions set up / amendment ₹ 25/- per instance
Standing instructions execution NIL
Standing Instructions failure (return) ₹ 200/- per return
ECS / NACH Return due to financial reasons ₹ 200/- per return
SMS Alerts Free
Certificate and Report issuance
Balance Certificate at the branch (Online Free) ₹ 250/- per instance
Previous Year balance and interest statement (Free Online) 1 free, more than 1 ₹ 300/- per statement
Signature verification certificate ₹ 50/- per instance
Photo Attestation ₹ 50/- per instance
Address Confimation ₹ 50/- per instance
Duplicate TDS certificate ₹ 100/-
Duplicate account statement Print (Free Online or on email) ₹ 50/-
DD/PO revalidation/cancellation ₹ 100
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening. ₹ 500/-
Account Inactive charges NIL
Doorstep Banking*
Cheque pickup  ₹ 50 per instance
Cheque pickup beat (per month) ₹ 300/-
Cash pickup Beat (charges per month)  
Upto ₹ 200000 ₹ 2200/-
₹ 200000 to ₹ 500000 ₹ 3200/-
₹ 500000 to ₹ 1000000 ₹ 8000/-
₹ 1000000 to ₹ 2000000 ₹ 12000/-
₹ 2000000 above Contact Branch
Cash pickup On call (charges per instance)  
Upto ₹ 200000 ₹ 150/-
₹ 200000 to ₹ 500000 ₹ 300/-
₹ 500000 to ₹ 1000000 ₹ 500/-
₹ 1000000 to ₹ 2000000 ₹ 800/-
₹ 2000000 above Contact Branch

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Business Account