Interest Rate Framework
Marginal Cost of funds based Lending Rate (MCLR) and EBR effective from 1st May, 2025.
Tenure-wise MCLR effective from 1st May 2025 is as follows
External benchmark Rates effective from 1st May 2025 are as follows
* Arrived based on 3 months’ average yield of 3-year Government of India Bond.
# Arrived based on 3 months’ average yield of 10-year Government of India Bond.
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