Equitas Small Finance Bank (ESFB) is one of the largest small finance banks in India. As a new-age bank in one of the fastest growing economies, we offer a bouquet of products and services tailored to meet the needs of our customers – individuals with limited access to formal financing channels, as well as affluent and mass affluent, Small & Medium Enterprises and corporates.
A Complete Suite to Suit to Every Banking Need
RANGE OF BANKING PRODUCTS AND SERVICES
Small Business Loans (including Housing Finance)
Micro and Small Enterprise Finance
ATM/Debit Cards/Point of Sale (POS)
* Product discontinued
Besides being technologically agile, we have gained a pan-India presence, impacting the lives of our customers through our diversified loan portfolios, banking services and non-credit offerings. We have a firmly entrenched strategy that focuses on providing credit to the unbanked and underbanked micro and small entrepreneurs, developing a products that address the growing aspirations of the ‘bottom of the pyramid’ fuelled by granular deposits and a ‘value for money’ banking relationship for our customers and stakeholders.
Well-diversified advances portfolio that provides stability
Pan-India distribution network
API Banking foundation to drive collaboration and technology led businesses High standards of corporate governance, driven by professional management, experienced leadership and impact focused employee base
Deep understanding of unserved/ underserved segments
Proprietary evaluation framework for cash flow based credit assessment