Our Identity

Reinventing the way banking is experienced

Equitas Small Finance Bank (ESFB) is one of the largest small finance banks in India. As a new-age bank in one of the fastest growing economies, we offer a bouquet of products and services tailored to meet the needs of our customers – individuals with limited access to formal financing channels, as well as affluent and mass affluent, Small & Medium Enterprises and corporates.

A Complete Suite to Suit to Every Banking Need





Small Business Loans (including Housing Finance)

  • Secured business loans
  • LAP (Self employed and salaried)
  • Agri loans
  • Housing


  • Group Loans to microentrepreneurial women

Vehical Finance

  • Used Commercial Vehicles
  • New Commercial Vehicles
  • Used Passenger Cars

Micro and Small Enterprise Finance

  • Working Capital Loans
  • Fund based (cash credit, Overdraft (OD), etc.)
  • Non-fund based (Bank Guarantee, Letters of Credit)

Corporates Loans

  • Loans to Financial institutions
  • Loans to corporates


  • Loans against gold, OD facilities against fixed deposits, Unsecured business loans*

Retail Products

  • Current Account
  • Saving Account
  • Salary Account
  • Term Deposit

Institutional Products

  • Current Account
  • Bulk Deposit
  • Certificate of Deposit


Fee-based Products

  • Insurance
  • FASTag
  • Asset Management
    • Mutual Funds (MFs)
    • Portfolio Management Service (PMS)

Banking Outlets

ATM/Debit Cards/Point of Sale (POS)

Mobile Banking

Phone Banking

Internet Banking

Call Centre

* Product discontinued

Besides being technologically agile, we have gained a pan-India presence, impacting the lives of our customers through our diversified loan portfolios, banking services and non-credit offerings. We have a firmly entrenched strategy that focuses on providing credit to the unbanked and underbanked micro and small entrepreneurs, developing a products that address the growing aspirations of the ‘bottom of the pyramid’ fuelled by granular deposits and a ‘value for money’ banking relationship for our customers and stakeholders.

Core Strengths

Well-diversified advances portfolio that provides stability

Pan-India distribution network

API Banking foundation to drive collaboration and technology led businesses High standards of corporate governance, driven by professional management, experienced leadership and impact focused employee base

Deep understanding of unserved/ underserved segments

Proprietary evaluation framework for cash flow based credit assessment