Arun Ramanathan
Part-Time Chairman and
Non-Executive
Independent Director
P. N. Vasudevan
MD & CEO
(` crores)
(` crores)
(%)
* Net Worth represents sum of capital and reserve and surplus
Micro Finance
Agri Loan
Small Business Loans
Loan Against Property
Affordable Housing Loan
We are developing a banking relationship with our members by extending more savings and protection solutions apart from financing their dreams products that they require.
KNOW MOREThe Bank licence gave us the opportunity to provide Working Capital Loans, apart from Term Loans to enterprises. We aspire to become the sole banker for these MSMEs and address their working capital needs backed by technology-driven services.
KNOW MORE Used Commercial Vehicle Finance
New Commercial Vehicle Finance
Used Passenger Cars
We focused on growing new commercial vehicle finance by leveraging the existing team and emphasised on Light Commercial Vehicles (LCVs) as we anticipated this segment to have limited impact due to the economic slowdown.
KNOW MORE Term Loans
Working Capital Loans
The Bank licence gave us the opportunity to provide Working Capital Loans, apart from Term Loans to enterprises.
KNOW MOREBeing an NBFC that focused on the informal segments for over 10 years, we have developed an understanding of this sector. Our mid-corporate and NBFC financing helps us leverage this insight and relationships built to better leverage our capital.
KNOW MORE Business Correspondents
Doorstep Services
Retail
Deposits and
Third-party
products
Elite –
Premium
Banking Services
NRI Services
Wealth
Management
Gold Loans
We are growing our retail deposit base through differentiated ‘value for money’ banking products and services. We have emerged as a strong alternative for customers banking with a traditional regional bank in their locality.
KNOW MORECustomers enjoy a one-stop shop for all their investment and insurance needs with us.
KNOW MOREReturn Ratio Trends (%)
Social Impact
Empowering through inclusion
We have developed a wide range of ecosystem initiatives towards
improving the quality of life of people belonging to the Economically
Weaker Sections (EWS) and Low Income Groups (LIG).