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FIXED DEPOSIT

Invest with Equitas Fixed Deposits and enjoy guaranteed returns effortlessly. With flexible tenure options ranging from 7 days to 10 years, you can choose what suits your investment needs. Providing the highest interest rate at 9%* p.a. for senior citizens and 8.5%* p.a. for all individuals.

When you invest your hard-earned savings with us, you’re not just making a financial choice but also making a difference in the world. Every penny you entrust with us goes towards supporting meaningful causes that have the power to change lives and communities for the better. Let’s change the way you bank!

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                                                                                                 View Bulk FD Rates for Value above Rs.3 Crores

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Fixed Deposit Rates (amount less than Rs. 3 crore) Effective from: 12th June, 2024 

Domestic FD Rates
Tenure

Interest rates for amount less than Rs 3 crores

    Annualised Yield

7 - 14 days 3.50% 3.50%
15 - 29 days 3.50% 3.50%
30 - 45 days 4.00% 4.00%
46 - 62 days 4.50% 4.50%
63 - 90 days 4.50% 4.50%
91 - 120 days 5.25% 5.25%
121 - 180 days 5.25% 5.25%
181 - 210 days 6.25% 6.35%
211 - 270 days 6.25% 6.35%
271 - 364 days 6.25% 6.35%
1 year (365 days) 8.20% 8.46%
1 year 1 day 8.00% 8.24%
1 year 2 days to 443 days 8.20% 8.46%
444 Days 8.50% 8.77%
445 Days to 18 Months 8.20% 8.46%
18 Months 1 day to 2 years 7.75% 7.98%
2 years 1 day to 887 days 8.00% 8.24%
888 days 8.25% 8.51%
889 days to 3 years 8.00% 8.24%
3 years 1 day to 4 years 7.50% 7.71%
4 years 1 day to 5 years 7.25% 7.45%
5 years 1 day to 10 years 7.25% 7.45%
  • TDS will be deducted as applicable
  • Please check all terms and conditions applicable on FD/RD for premature withdrawal
  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)
  • Interest on NRE deposits will be payable only on completion of a minimum tenure of 1 year

*Fixed Deposit Interest Rates are subject to change from time to time.
(Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.