Eva Savings Account

Open Account Online

EVA Savings Account is for today’s woman who is independent and aspirational. With EVA you can now take charge of your finances - be it investments, goal-based savings, entertainment, health and wellness and much more. The account offers exclusive benefits like preferential rates on gold loans, exclusive offers on debit cards and unlimited free health consultation especially for you.

Features

Unlimited Tele – Health Consultation *

To know more about health benefits, click here

Enjoy more Benefits together with Family Banking

Exclusive Offers on Debit Cards

25% Discount on Locker Rentals

Reward points on every Spend

Earn Rewards for Goal Based Savings

Preferential Rates on Gold Loan

*Valid for 3 months post registration

Savings Account Interest Rate w.e.f. 9th November, 2022

Daily Closing Balance	Rate Slab
Up to ₹ 1 lakh	3.50%
Above ₹ 1 lakh and upto ₹ 5 lakhs	5.50%
Above ₹ 5 lakhs and upto ₹ 5 crores	7.00%
Above ₹ 5 crores and upto ₹ 10 crores	5.50%
Above ₹ 10 crores and upto ₹ 30 crores	5.00%
Above ₹ 30 crores	7.00%

Interest will be calculated on the daily closing balance of the account

Interest will be paid on quarterly basis by direct credit in the savings account

Slabs rates are applicable on the incremental amount based on the closing balance

Please read all terms and conditions

Charges

Schedule of charges for Eva Savings Accounts

Account & Balance Maintenance

Average Monthly Balance (AMB)	Nil
Relationship Value**	Rs.10,000/-(Metro and Urban Branches) Rs. 5,000/-(Semi Urban & Rural Branches)
Non Maintenance Charges	Nil
Cheque book (PAP cheque book of 25 leafs) limit	1 cheque book free per quarter
Grouping	Can be grouped with Regular or Wings Savings Account . Can be grouped to Current Account of equal or higher value

Collections

Local cheque clearing	Free
Outstation cheque collection charges at bank location	Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward	Free

Payments

Demand Draft and Payorder at branch locations	Free up to 5 DDs per month
Charges beyond free limits	₹ 50 per DD
Demand Draft at non-branch locations	₹ 100 per DD
PAP cheque payment	Free
RTGS and NEFT outward at branch (free online)	NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-.
IMPS outward (per day limit of ₹ 2,00,000/-)	Free

Cash Charges

Cash Deposit limit at home location (including ATM and Branch)	Free up to ₹ 1,00,000 per month
Charges beyond free limits	₹ 3/1000
Cash Deposit limit at Non-Home location (including ATM and Branch)	Chargeable
Charges beyond free limits	₹ 4/1000
Cash Withdrawal at home location	Free
Cash Withdrawal at non-home location	₹ 4/1000
Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs)	3 per month
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)	5 per month
Charges beyond free limits of ATM withdrawals	₹ 20 per txn
Cash withdrawal outside India (for international cards only)	₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only)	₹ 25/- per transaction

Other Charges

Visa Platinum Debit Card (Charges for issuance, annual fees, re-issuance)	Visa Platinum Debit Card - Rs.150
Card Transaction Slip Retrieval charges (for incorrect claims)	₹ 250/- per slip
Stop payment single cheque (free online)	₹ 100 per cheque
Stop payment series (free online)	₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons	₹ 50 per cheque
Outward cheque return charges for technical reasons	NIL
Inward cheque return charges for financial reasons	₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward/ Outward cheque return charges for technical reasons	NIL
Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment)	₹ 25 per instance
Standing Instructions failure (return)	₹ 150 per return
ECS / NACH return due to financial reasons	₹ 200 per return
SMS alerts	Free

Certificate and Report issuance

Balance Certificate at Branch (online free)	₹ 250 per instance
Previous year balance and interest statement (free online)	1 free per annum, ₹ 300 per statement thereafter
Passbook issuance	Free
Duplicate Passbook issuance	₹ 50
Signature verification certificate / Photo attestation / Address confirmation	₹ 50 per instance
Duplicate TDS certificate	₹ 100
Duplicate account statement print (free online or on email)	₹ 50
DD / PO revalidation / cancellation	₹ 100
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.	₹ 500
Account inactive charges	NIL

Doorstep Banking*

Cheque pickup (on call)	₹ 50 per instance
Cheque pickup beat (Per month)	₹ 300
Cash pickup beat (charges per month)
Up to ₹ 200000	₹ 2200
₹ 200000 to ₹ 500000	₹ 3200
₹ 500000 to ₹ 1000000	₹ 8000
₹ 1000000 to ₹ 2000000	₹ 12000
₹ 2000000 above	Contact branch
Cash pickup on call (charges per instance)
Up to ₹ 200000	₹ 150
₹ 200000 to ₹ 500000	₹ 300
₹ 500000 to ₹ 1000000	₹ 500
₹ 1000000 to ₹ 2000000	₹ 800
₹ 2000000 above	Contact branch

No of Transactions

Aggregation of all the customer induced transactions including:

Cash / Cheque / DSB / DD(Excluding Online and ATM Txn)	10 free transactions free per month
Charges beyond free limits	₹ 15 per transaction over and above the individual transaction limit charges

Available on request at select locations only. Taxes as applicable will be additional.