Eva Savings Account
EVA Savings Account is for today’s woman who is independent and aspirational. With EVA you can now take charge of your finances - be it investments, goal-based savings, entertainment, health and wellness and much more. The account offers exclusive benefits like preferential rates on gold loans, exclusive offers on debit cards and unlimited free health consultation especially for you.
Features
Unlimited Tele – Health Consultation *
Enjoy more Benefits together with Family Banking
Exclusive Offers on Debit Cards
25% Discount on Locker Rentals
Reward points on every Spend
Earn Rewards for Goal Based Savings
Preferential Rates on Gold Loan
*Valid for 3 months post registration
Savings Account Interest Rate w.e.f. 1st Feb, 2021
Daily Closing Balance | Rate Slab |
---|---|
Up to ₹ 1 lakh | 3.50% |
Above ₹ 1 lakh | 7.00% |
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions

Charges
Schedule of charges for Eva Savings Accounts
- Account & Balance Maintenance
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Average Monthly Balance (AMB) Nil Relationship Value** Rs.10,000/-(Metro and Urban Branches)
Rs. 5,000/-(Semi Urban & Rural Branches)
Non Maintenance Charges Nil Cheque book (PAP cheque book of 25 leafs) limit 1 cheque book free per quarter Grouping Can be grouped with Regular or Wings Savings Account .
Can be grouped to Current Account of equal or higher value
- Collections
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Local cheque clearing Free Outstation cheque collection charges at bank location Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150 Outstation cheque collection charges at non-bank location RTGS inward / NEFT inward / IMPS inward Free - Payments
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Demand Draft and Payorder at branch locations Free up to 5 DDs per month Charges beyond free limits ₹ 50 per DD Demand Draft at non-branch locations ₹ 100 per DD PAP cheque payment Free RTGS and NEFT outward at branch (free online) NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-. IMPS outward (per day limit of ₹ 2,00,000/-) Free - Cash Charges
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Cash Deposit limit at home location (including ATM and Branch) Free up to ₹ 50,000 per month Charges beyond free limits ₹ 3/1000 Cash Deposit limit at Non-Home location (including ATM and Branch) Chargeable Charges beyond free limits ₹ 4/1000 Cash Withdrawal at home location Free Cash Withdrawal at non-home location ₹ 4/1000 Debit Card Cash Withdrawal txns at metro locations (other Bank ATMs) 3 per month Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs) 5 per month Charges beyond free limits of ATM withdrawals ₹ 20 per txn Cash withdrawal outside India (for international cards only) ₹ 110/- per transaction Balance Inquiry Outside India (for international cards only) ₹ 25/- per transaction - Other Charges
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Visa Platinum Debit Card (Charges for issuance, annual fees, re-issuance) Visa Platinum Debit Card - Rs.150 Card Transaction Slip Retrieval charges (for incorrect claims) ₹ 250/- per slip Stop payment single cheque (free online) ₹ 100 per cheque Stop payment series (free online) ₹ 150 for a series of 25 cheques Outward cheque return charges for financial reasons ₹ 50 per cheque Outward cheque return charges for technical reasons NIL Inward cheque return charges for financial reasons ₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards Inward/ Outward cheque return charges for technical reasons NIL Standing instructions set up/Amendment (Free for RD/SIP/Bill Payment) ₹ 25 per instance Standing Instructions failure (return) ₹ 150 per return ECS / NACH return due to financial reasons ₹ 200 per return SMS alerts Free - Certificate and Report issuance
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Balance Certificate at Branch (online free) ₹ 250 per instance Previous year balance and interest statement (free online) 1 free per annum, ₹ 300 per statement thereafter Passbook issuance Free Duplicate Passbook issuance ₹ 50 Signature verification certificate / Photo attestation / Address confirmation ₹ 50 per instance Duplicate TDS certificate ₹ 100 Duplicate account statement print (free online or on email) ₹ 50 DD / PO revalidation / cancellation ₹ 100 Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months. ₹ 500 Account inactive charges NIL - Doorstep Banking*
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Cheque pickup (on call) ₹ 50 per instance Cheque pickup beat (Per month) ₹ 300 Cash pickup beat (charges per month) Up to ₹ 200000 ₹ 2200 ₹ 200000 to ₹ 500000 ₹ 3200 ₹ 500000 to ₹ 1000000 ₹ 8000 ₹ 1000000 to ₹ 2000000 ₹ 12000 ₹ 2000000 above Contact branch Cash pickup on call (charges per instance) Up to ₹ 200000 ₹ 150 ₹ 200000 to ₹ 500000 ₹ 300 ₹ 500000 to ₹ 1000000 ₹ 500 ₹ 1000000 to ₹ 2000000 ₹ 800 ₹ 2000000 above Contact branch - No of Transactions
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Aggregation of all the customer induced transactions including:
Cash / Cheque / DSB / DD(Excluding Online and ATM Txn) 10 free transactions free per month Charges beyond free limits ₹ 15 per transaction over and above the individual transaction limit charges
Available on request at select locations only. Taxes as applicable will be additional.
PAP: Payable At Par | NA: Not Applicable |
SA: Savings Account | CA: Current Account |
**Total balances in Savings , Term Deposit and Recurring deposit under the same customer ID will constitute Relationship Value(RV)