Schedule of charges for Eva Savings Accounts w.e.f 8th January 2023.

Account & Balance Maintenance

Average Monthly Balance (AMB)	Nil
Relationship Value**	Rs.10,000/-(Metro and Urban Branches) Rs. 5,000/-(Semi Urban & Rural Branches)
Non Maintenance Charges	Nil
Cheque book (PAP cheque book of 25 leafs) limit	1 cheque book free per quarter
Grouping	Can be grouped with Regular,Wings Savings Account, Current Account of equal or higher value

Collections

Local cheque clearing	Free
Outstation cheque collection charges at bank location	Up to ₹ 5000 – Charge of ₹ 25, Above 5000 and up to and including ₹10,000 – Charge of ₹ 50, Above ₹ 10,000 and up to including ₹ 100000 – Charge of ₹ 100, Above ₹ 100000 – Charge of ₹ 150
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward	Free

Payments

Demand Draft and Payorder at branch locations	5 Free/month on ESFB locations
Charges beyond free limits	₹ 50 per DD
Demand Draft at non-branch locations	₹ 100 per DD
PAP cheque payment	Free
RTGS and NEFT outward at branch (free online)	NEFT : Upto Rs. 10,000/- Rs. 2.25, From Rs. 10,001/- to Rs. 1,00,000/- : Rs. 4.5/-, From Rs. 1,00,001/- to Rs. 2,00,000/- : Rs. 14.5/-, Above Rs. 2,00,000 : Rs. 24.5/-. RTGS: From Rs. 2,00,000/- to Rs. 5,00,000/- : Rs. 20/-, Greater than Rs. 5,00,000/-: Rs. 40/-.
IMPS outward (per day limit of ₹ 5,00,000/-)	₹ 1 per transaction

Cash Charges

Cash Deposit at home location	Free up to ₹ 1,00,000 per month
Cash Deposit at Non-Home location	Chargeable
Charges beyond free limits	₹ 4 per 1000
Cash Withdrawal at home location	Free
Cash Withdrawal at non-home location	₹ 4 per 1000

International Debit Card

Choice of Debit Card	Eva Visa Platinum	Eva Visa Classic
Charges for Issuance,Annual Fees,Re-Issuance	₹ 199 p.a	₹ 125 p.a
Daily Cash Withdrawal Limits per Day (ATM)	₹ 1,00,000	₹ 1,00,000
Daily POS/Ecom Limit per Day	₹ 2,00,000	₹ 2,00,000
Cash Withdrawal Transaction (Equitas Small Finance Bank ATMs)	Unlimited Free	Unlimited Free
Debit Card Transaction (Include Finance & Non Financial Transaction)	3 per Month Metro	3 per Month Metro
Debit Card Transaction (Other Bank ATMs Financial Transactions)	5 per Month Non-Metro	5 per Month Non-Metro
Charges Beyond Free Limits of ATM Financial Transaction	₹ 21 per Transaction	₹ 21 per Transaction
Charges Beyond Free Limits of ATM Non-Financial Transaction	₹ 10	₹ 10
Reward Points (POS / Ecom Spends)	2 Points for spend of  ₹ 150	1 Points for spend of  ₹ 200
Cash Withdrawal Outside India	₹ 110 per Transaction	₹ 110 per Transaction
Balance Inquiry Outside India	₹ 25 per Transaction	₹ 25 per Transaction
Card Transaction slip Retrieval Charges (For Incorrect Claims)	₹ 250 per Slip	₹ 250 per Slip

Other Charges

Stop payment single cheque	₹ 100 per cheque
Stop payment series	₹ 150 for a series of 25 cheques
Outward Cheque Return charges for Financial reasons	₹ 100/- per cheque
Outward Cheque Return Charges for Technical Reasons	NIL
Inward Cheque Return Charges for Financial Reasons	₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward/ Outward cheque return charges for technical reasons	NIL
Standing instructions set up/Amendment	₹ 25 per instance
Standing Instructions failure (return)	₹ 150 per return
ECS/NACH Return Due to Finnacial Reasons	₹ 200 per return
SMS Alerts (Debit & Credit Transactions)	Free
SMS Alerts (Day end Balance Alert)	₹ 10/- Per Quarter (Only if facility availed)

Certificate and Report issuance

Balance Certificate at Branch (online free)	₹ 250 per instance
Previous year balance and interest statement	1 free, more than 1 ₹ 300 per Statement
Passbook issuance	Free
Duplicate Passbook issuance	₹ 50
Signature verification certificate / Photo attestation / Address confirmation(Per Request)	₹ 50 per instance
Duplicate TDS certificate	₹ 100
Duplicate account statement print (free online or on email)	₹ 50
DD / PO revalidation / cancellation	₹ 100
Account closure charges if closed on customer request, after 15 days of account opening and before completing 6 months.	₹ 500
Account inactive charges	NIL

Doorstep Banking*

Cheque Pickup (On Call)	₹ 50 per instance
Cheque Pickup beat (Per Month)	₹ 300
Cash Pickup Beat (Charges per Month)
Up to ₹ 200000	₹ 2200
₹ 200000 to ₹ 500000	₹ 3200
₹ 500000 to ₹ 1000000	₹ 8000
₹ 1000000 to ₹ 2000000	₹ 12000
₹ 2000000 above	Contact branch
Cash pickup on call (charges per instance)
Up to ₹ 200000	₹ 150
₹ 200000 to ₹ 500000	₹ 300
₹ 500000 to ₹ 1000000	₹ 500
₹ 1000000 to ₹ 2000000	₹ 800
₹ 2000000 above	Contact branch

No of Transactions

Aggregation of all the customer induced transactions including: At branch

Cash / Cheque / DSB / DD(Excluding Online and ATM Txn)	10 free transactions free per month
Charges beyond free limits	₹ 15 per transaction over and above the individual transaction limit charges

Available on request at select locations only. Taxes as applicable will be additional.

**Total balances in Savings , Term Deposit and Recurring deposit under the same customer ID will constitute Relationship Value(RV)

• Cash withdrawal failed due to insufficient funds considered as financial transaction
• All Debits, Credits above ₹ 5,000 only (for alert of credit below ₹ 5,000 raise request with branch or customer care)
• ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)