Live the High Life with Exclusive Privileges and Offers on your ELITE International Debit Card.


Complimentary Domestic Airport Lounge access at
select cities^^ - 2 per quarter

For VISA Click Here

For Mastercard Click Here


No Surcharge on Petrol Pumps


Best-In-Class Offer with 1.5% Foreign Exchange Mark up on all International Spends

*An authorization for an amount Rs.2/- is taken on the ELITE Visa Card for validation.

*An authorization for an amount Rs.25/- is taken on the ELITE Mastercard for validation and is reversed automatically within 4 hours (maximum 4 days).



Mastercard offers / Visa offers (click here)

Avail exclusive offers with your ELITE International Debit Card on Shopping, Dining, Travel and more, brought to you by Mastercard.

  • Bare Necessities Logo
    Bare Necessities

    Get 12% off on Bare Necessities products
    Valid till: 31-Mar-24

    12% Discount
  • Ferns N Petals Logo
    Ferns N Petals

    Get 15% off on minimum order value of Rs. 1200, Maximum off upto Rs. 500
    Valid till: 31-Mar-24

    15% Discount
  • Myglamm Logo

    Get Rs.500 off on the minimum billing of Rs.899 on Myglamm
    Valid till: 31-Mar-24

    Rs.500 Discount
  • Ajio Logo

    Extra up to Rs. 1000 off on minimum order value of Rs. 2999
    Valid till: 31-Mar-24

    Rs.1000 Discount
  • Lemon Tree Logo
    Lemon Tree

    Flat 15% off on best available Room rates and F&B
    Valid till: 31-Mar-24

    15% Discount
  • Sleepy Owl Logo
    Sleepy Owl

    Get 15% off on Sitewide
    Valid till: 10-Jun-24

    15% Offer
  • The Watch Factory Logo
    The Watch Factory

    10% off on minimum purchase value of Rs. 1000
    Valid till: 31-July-23

    10% Offer
  • Print Venue Logo

    Get 30% off on Bill Value
    Valid till: 31-Mar-24

    30% Offer
  • Max Logo

    Get Rs. 500 off on minimum purchase of Rs 2999
    Valid till: 31-Mar-24

    Rs.500 Offer
  • Fab Hotels Logo

    Get Rs. 750 off on minimum booking value of Rs.1,999 & above on stays across all properties
    Valid till: 31-Mar-24

    Rs.750 Offer
  • Life Style Logo

    10% discount on minimum purchase of INR 1999
    Valid till: 31-Mar-24

    10% Offer
  • Seiko Logo
    Seiko Watches

    Get 10% off on Seiko Watches
    Valid till: 31-Mar-24

    10% Offer

Complimentary Insurance


Complimentary Air Accidental Death Cover
(Individual)^ - INR 70 Lakhs


Complimentary Personal Accidental Death Cover (Individual)^ - INR 14 Lakhs


Complimentary Permanent Total Disability Cover (Individual)^ - INR 14 Lakhs~


Complimentary Home Burglary (Content) and Fire (Content) Cover^ INR 2 Lakhs~

*For Elite Program,Complimentary Insurance Terms and Conditions, click here.

Common Guidelines

^Terms and Conditions Apply, Complimentary Insurance Cover can be availed on registration through Internet Banking / Mobile Banking

^^2 per Quarter (Apr-Jun, Jul-Sep, Oct-Dec & Jan-Mar) at select Domestic Airport Lounges

~Claim Settlement would be an amount up to a maximum of the Sum Assured

Reward Points - Equinox Reward Program

Earn 2 PAYBACK Points from Equinox Reward programme, on every INR 100 spent using your ELITE International Debit Card

Other Transaction / Activation Based Reward Points
Activate Debit Cards within 30 days of Issuance (One-time) 50 Points
First Time login Internet / Mobile Banking (One-Time) 50 Points
NEFT / RTGS / IMPS / Own ATM Usage 5 Points per Transaction
(Max. 50 points per month)