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RUPAY DEBIT CARD

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Rupay Debit Card

Equitas offers two debit card variants on RuPay Platform, RuPay classic and RuPay Platinum. The following features are applicable as a part of RuPay family.
Key Benefits:
  • Acceptances at over 1.3 million POS merchant terminals
  • Use Equitas RuPay card for Online shopping, E-Commerce
Features:

RuPay Platinum Card:

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Insurance
 
  • Personal Accident (Death) Insurance of ₹ 2 lacs
  • Permanent total Disability Insurance of ₹ 2 lacs
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Lounge Access
 
  • One Domestic Airport / Railway Lounge access per quarter
  • Two International Airport Lounge access per annum
  • 65+ Lounges across India, Lounges across major metros and sub-metros
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Other Charges
 
  • There are no charges for using the Debit Card at domestic merchant locations and websites. However, at select merchants like IRCTC / railway stations/Fuel, transaction charges / surcharges as per industry practices will be applicable, by the merchant.
 
 
HERE’S HOW YOU CAN GENERATE YOUR DEBIT CARD PIN AT EASE
Choose from any of the following channels to generate your 4 digit Debit Card PIN.
MOBILE BANKING:
  • Login to your Equitas Mobile Banking App
  • Click on Menu > Services > Debit Card Services
  • Click Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit New PIN
  • Repeat the New PIN
  • Click on Send OTP
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
INTERNET BANKING:
  • Login to your Equitas Internet Banking account with your User ID and password.
  • Click on Service Requests on Home Page
  • Choose Debit Card Services and select your card
  • Under Manage Debit Card select Instant PIN
  • Enter your 3 digit Debit Card CVV number given on the back side of the card, and the Expiry Date of the card
  • Create 4 digit PIN
  • Confirm the PIN
  • Click on Submit
  • Enter the OTP received on your registered Mobile Number, and click Submit.
  • Your Debit Card PIN is now set!
ATM:
  • Visit your nearest Equitas Bank ATM
  • Insert your Debit Card and select Green PIN option on the home screen
  • Click on Generate OTP and enter your registered 10 digit mobile number
  • Re-enter your mobile number and click Confirm
  • Enter the OTP received on your registered mobile number
  • Enter your 4 Digit New PIN and confirm.
  • Re-enter the same 4 Digit New PIN again and confirm
  • Your Debit Card PIN is now set!
RUPAY DEBIT CARD LIMIT:
RuPay Classic Debit Card
RuPay Classic Debit Card issuance fee
₹ 125
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000
RuPay Platinum Debit Card
RuPay Platinum Debit Card issuance fee
₹ 199
ATM withdrawal limit
₹ 1,00,000
Point of Sale / E-Commerce limit
₹ 2,00,000
RuPay Insta Classic Saving Debit Card
RuPay Insta Classic Saving Debit Card
issuance fee
₹ 125 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000
RuPay Insta Classic Current Debit Card
RuPay Insta Classic Current Debit Card
issuance fee
₹ 100 (Exclusive of Tax)
ATM withdrawal limit
₹ 25,000
Point of Sale / E-Commerce limit
₹ 50,000

Terms and Conditions on Debit Cards usage

 

For FAQs click here