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CURRENT ACCOUNT

We offer a convenient and comprehensive banking experience. Choose from a wide range of current account products for easy and efficient banking for your smart business.

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Business Prime Account

Got your Business in a city or town? We cater transactional based banking solutions to business types like small medium enterprise, contractors and supply vendors in this variant.

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  • Aqb-icon

    AMB of ₹ 25,000

    50 waiver-icon

    Special benefit for Women proprietor

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    2 Multi-city cheque books of 25 Leafs each free per month
    Nominate-icon

    Nomination facility available for Individual & Proprietorship account

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Charges

Schedule of Charges for Current Accounts w.e.f 15th February 2022.

Average Monthly Balance
AMB (50% in semi-urban and rural branches or if the proprietor is a woman in metro / urban branches) ₹ 25000 (AMB)
AMB non-maintenance charges Nil
Transaction Charges If AMB maintained is less than 75% of the required product AMB in any month, all free transactions limits will be withdrawn and each transaction will be chargeable as per Current Account Schedule of Charges in subsequent month
Grouping with Family Accounts or Business
Group AMB Balance will not be considerd if the 'Average Monthly Balance' maintained under an account in the group falls less than 75% and transactions charges will be applicable on the free transaction limits at an account level also
Cheque Book
Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction

Cheque book (PAP cheque book of 25 leafs)

2 cheque books free per month

Charges beyond free limits

₹ 2 per leaf

Collections
Local cheque clearing Free
Outstation cheque collection charges at bank location Up to ₹ 5000: ₹ 25, Above 5000 and up to and including ₹ 10,000: ₹ 50, Above ₹ 10,000 and up to and including ₹ 100000: ₹ 100, Above ₹ 100000: ₹ 150
Outstation cheque collection charges at non-bank location
RTGS inward / NEFT inward / IMPS inward Free
Payments
Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Demand Draft and Payorder at branch locations Free up to 10 DDs per month
Charges beyond free limits ₹ 50 per DD
Demand Draft at non-branch locations ₹ 100 per DD
PAP cheque payment Free
RTGS and NEFT outward (Free online) NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
IMPS Outward ( per day limit of ₹ 2,00,000/-) Free
Cash Charges
Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
 Combined Free Cash Deposit limit at Home + Non Home location (Including ATM and Branch)  10 times of the previous month AMB, max of ₹ 10 lacs per month
Charges beyond free limits ₹ 3/1000
Cash Withdrawal at home location Free
Cash Withdrawal at non-home location Free up to ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
Debit Card Cash Withdrawal txns at metro location (other Bank ATMs) No Free Transaction
Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs) No Free Transaction
Charges beyond free limits of ATM withdrawals ₹ 21 per txn
Cash withdrawal outside India (for international cards only) ₹ 110/- per transaction
Balance Inquiry Outside India (for international cards only) ₹ 25/- per transaction
Other Charges
Rupay/VISA Classic Debit Card (Charges for issuance and renewal) ₹ 100
Rupay Platinum Debit Card (Charges for issuance and renewal) ₹ 100
VISA Gold Debit Card (Charges for issuance and renewal) ₹ 100
VISA Platinum Debit Card(Charges for issuance and renewal) ₹ 150
VISA Signature Debit Card(Charges for issuance and renewal) ₹ 400
Card Transaction Slip Retrieval charges (for incorrect claims) ₹ 250/- per slip
Stop payment single cheque (free online) ₹ 100 per cheque
Stop payment series (free online) ₹ 150 for a series of 25 cheques
Outward cheque return charges for financial reasons ₹ 50 per cheque
Outward cheque return charges for technical reasons NIL
Inward cheque return charges for financial reasons ₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
Inward cheque return charges for technical reasons NIL
Standing instructions set up /Amendment (Free for RD/SIP/Bill Payment) ₹ 25 per instance
Standing instructions failure (return) ₹ 200 per return
ECS / NACH return due to financial reasons ₹ 200 per return
SMS alerts Free
Certificate and Report issuance
Balance Certificate at the branch (online free) ₹ 250/- per instance
Previous year balance and interest statement 1 free per annum. ₹ 300/- per statement thereafter.
Signature verification certificate / Photo attestation / Address confirmation ₹ 50/- per instance
Duplicate TDS certificate ₹ 100
Duplicate account statement Print (Free Online or on email) ₹ 50
DD/PO revalidation/cancellation ₹ 100
Account closure charges if closed on customer request before 6 months of account opening date and after 15 days of account opening. ₹ 500/-
Account Inactive charges NIL
Doorstep Banking*
Free transactions shall be withdrawn if the 'Average Monthly Balance' maintained is less than 75% of the required product AMB and charges will be applicable on every transaction
Cheque pickup on call per instance ₹ 50 per instance
Cheque Pickup beat (per month) ₹ 450/-
                                               Cash pickup Beat (charges per month)
Upto ₹ 200000 ₹ 2200
₹ 200000 to ₹ 500000 ₹ 3200
₹ 500000 to ₹ 1000000 ₹ 8000
₹ 1000000 to ₹ 2000000 ₹ 12000
₹ 2000000 above Contact Branch
                                             Cash pickup On call (charges per instance)
Upto ₹ 200000 ₹ 150
₹ 200000 to ₹ 500000 ₹ 300
₹ 500000 to ₹ 1000000 ₹ 500
₹ 1000000 to ₹ 2000000 ₹ 800
₹ 2000000 above Contact Branch

Available on request at select locations only. Taxes as applicable will be additional.

PAP: Payable At Par NA: Not Applicable
SA: Savings Account CA: Current Account