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Preferred Plus Salary Account

Streamline your payroll with seamless, instant salary credits.

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Overview

The Preferred Plus Salary Account designed for corporate employees not only waives the average balance requirement but also gives additional insurance benefits among a multitude of other privileges.

Features

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No Average Monthly Balance requirement and No Maintenance Charges

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Attractive interest rates on savings

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Why opt for a Preferred Plus Salary Account?

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Tailored for Corporate Employees: Designed keeping in mind the financial needs of corporate professionals.

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Financial Security and More: Enhanced insurance coverage for added peace of mind.

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Health and Wellness: Prioritize your health with easy access to medical consultations.

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Rewarding Transactions: Maximize the value of your transactions with attractive rewards.

Additional Benefits

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Effortless Account Management: Seamless management through our digital banking platforms.

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Exceptional Banking Experience: A swift, convenient, and hassle-free way to handle your financial transactions.

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Our Interest Rates

w.e.f. 1st July, 2024

Daily Closing Balance

Rate Slab

Up to ₹ 1 lakh

3.50%

Above ₹ 1 lakh and upto ₹ 7 lakhs

5.00%

Above ₹ 7 lakhs and upto ₹ 25 Crs

7.00%

Above ₹ 25 Crs

7.80%

Interest will be calculated on the daily closing balance of the account.

Interest will be paid on quarterly basis by direct credit in the savings account.

Slabs rates are applicable on the incremental amount based on the closing balance.

Please read all terms and conditions.

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Charges

Schedule of Charges for Savings Accountsw.e.f 8th January 2023.

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Average Monthly Balance (AMB)

Average Monthly Balance (AMB)

NIL

AMB non-maintenance charges

NIL

*Terms and Conditions Apply, Complimentary Insurance, Telehealth consultation can be availed on registration through Internet Banking / Mobile Banking. Taxes as applicable will be additional

PAP: Payable At Par

NA: Not Applicable

SA: Savings Account

CA: Current Account

  • Cash withdrawal failed due to insufficient funds considered as financial transaction

  • All Debits, Credits above ₹ 5,000 only (for alert of credit below ₹ 5,000 raise request with branch or customer care)

  • ELITE Debit Card is issued to ELITE customers only, Rs.499 charges applicable if customer no longer holds ELITE program status (contact customer care/branch for replacement debit card to avoid charges)

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    Blogs

    Customers may receive calls from 044 7198 6600, as a part of transaction monitoring. Please save this number. Also kindly note that incoming call facility is not available in this number.

    Always use the customer care numbers displayed on Bank's official website.

    DO NOT use any other numbers since this may put you at risk of fraud.

    Please be aware of prank and deceptive calls.

    Bank will never ask for sensitive information like Card Number, OTP, Password, CVV etc.

    This is to inform you that www.equitasbank.com is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitasbank.co. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

    ©2024, Equitas Small Finance Bank Ltd.