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Overdraft Against Deposit - ODFD

Apply for an Overdraft Against Fixed Deposit (ODFD) online. Get an instant overdraft without breaking your Fixed Deposit, while also earning rewarding interests.

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About ODFD

Need immediate funds for your business requirements but don't want to break your Fixed Deposit? We offer our Overdraft Against Fixed Deposit. Access quick funds while your FD continues to grow, ensuring you meet your financial needs without disrupting your savings.

    Features

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    No Maintenance Charges

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    Applicable for all entities

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    Charges

    Schedule of Charges for Current Accountsw.e.f 28th July 2021

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    Average Monthly Balance (AMB)

    Average Monthly Balance

    NIL

    *Available on request at select locations only. Taxes as applicable will be additional.

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    Blogs

    Customers may receive calls from 044 7198 6600, as a part of transaction monitoring. Please save this number. Also kindly note that incoming call facility is not available in this number.

    Always use the customer care numbers displayed on Bank's official website.

    DO NOT use any other numbers since this may put you at risk of fraud.

    Please be aware of prank and deceptive calls.

    Bank will never ask for sensitive information like Card Number, OTP, Password, CVV etc.

    This is to inform you that www.equitasbank.com is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitasbank.co. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

    ©2024, Equitas Small Finance Bank Ltd.