CURRENT ACCOUNT
Charges|
AQB (50% in semi-urban and rural branches or if the proprietor
is a woman)
|
₹ 40000
|
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AQB non-maintenance charges
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If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
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All customer induced transactions
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Minimum of 15 transactions per month, one transaction on Net Banking per month.
|
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Current Account Grouping
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2 current accounts for the same or lower AQB (₹ 75k and ₹ 100k, Rural/Prepaid CA not allowed to group)
|
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Group AQB for Current Account Grouping
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₹ 40000
|
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Current account Group AQB Non-Maintenance Charges to be debited from each account
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If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
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Savings Account Grouping (Same limit can be utilised for CASA Grouping)
|
Upto 3 savings accounts for the same/lower AQB (₹ 50k and ₹ 100k, BSBDA/Prepaid SA not allowed to group)
|
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Group AQB for CASA Grouping
|
₹ 40000
|
|
Savings Group AQB Non-Maintenance Charges to be debited from each account
|
If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
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Cheque book (PAP cheque book of 25 leaves)
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3 cheque books free per month
|
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Charges beyond free limits
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₹ 2 per leaf
|
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Local Cheque clearing
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Free
|
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Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
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Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
|
RTGS inward / NEFT inward / IMPS inward
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Free
|
|
Demand Draft and Payorder at branch locations
|
Free upto 15 DDs per month
|
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Charges beyond free limits
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₹ 50 per DD
|
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Demand Draft at non-branch locations
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₹ 100 per DD
|
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PAP Cheque payment
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Free
|
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RTGS and NEFT outward at branch (free online)
|
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
|
|
IMPS Outward
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Free
|
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Cash Deposit at home location
|
12 times of the previous month's AMB maximum of ₹ 25 lacs per month
|
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Charges beyond free limits
|
₹ 3/1000
|
|
Cash Deposit at non-home location
|
₹ 100000/- per month
|
|
Charges beyond free limits
|
₹ 4/1000
|
|
Cash Withdrawal at home location
|
Free
|
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Cash Withdrawal at non-home location
|
Free upto ₹ 50000/- per day by self or third party, beyond which charges of ₹ 4/1000
|
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Debit Card Cash Withdrawal txns at metro location (other ATMs)
|
3
|
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Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
|
5
|
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Charges beyond free limits of ATM withdrawals
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₹ 20 per txn
|
|
RuPay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
|
Free
|
|
RuPay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
|
First year free, 2nd year onwards ₹550.
|
|
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 350
|
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VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 500
|
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VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 999
|
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Stop payment single cheque
|
₹ 100 per cheque
|
|
Stop payment series
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₹ 150 for a series of 25 cheques
|
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Outward cheque return charges for financial reasons
|
₹ 50 per cheque
|
|
Outward cheque return charges for technical reasons
|
NIL
|
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Inward cheque return charges for financial reasons
|
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
|
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Inward cheque return charges for technical reasons
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NIL
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Standing instructions set up
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Free
|
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Standing instructions amendment
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Free
|
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Standing instructions failure (return)
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₹ 200 per return
|
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ECS / NACH return due to financial reasons
|
₹ 200 per return
|
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SMS alerts
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₹ 15 per quarter
|
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Balance Certificate at Branch (Online Free)
|
₹ 250/- per instance
|
|
Previous Year balance and interest statement
|
1 free per annum. ₹300 per statement thereafter.
|
|
Signature verification certificate
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₹ 50/- per instance
|
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Photo Attestation
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₹ 50/- per instance
|
|
Address Confimation
|
₹ 50/- per instance
|
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Duplicate TDS certificate
|
₹ 100/-
|
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Duplicate account statement Print (Free Online or on email)
|
₹ 200/-
|
|
DD/PO revalidation/cancellation
|
₹ 100/-
|
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Account closure charges
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NIL
|
|
Account Inactive charges
|
NIL
|
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Cheque pickup Oncall per instance
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One free pickup per day (₹50 per call if more than once a day)
|
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Cheque Pickup beat (per month)
|
₹ 450/-
|
|
Cash pickup Beat (charges per month)
|
|
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Upto ₹ 200000
|
₹ 2200/-
|
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₹ 200000 to ₹ 500000
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₹ 3200/-
|
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₹ 500000 to ₹ 1000000
|
₹ 8000/-
|
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₹ 1000000 to ₹ 2000000
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₹ 12000/-
|
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Above ₹ 2000000
|
Contact Branch
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Cash pickup On call (charges per instance)
|
|
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Upto ₹ 200000
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₹ 150/-
|
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₹ 200000 to ₹ 500000
|
₹ 300/-
|
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₹ 500000 to ₹ 1000000
|
₹ 500/-
|
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₹ 1000000 to ₹ 2000000
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₹ 800/-
|
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Above ₹ 2000000
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Contact Branch
|
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* Available on request at select locations only
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PAP: Payable At Par
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NA: Not Applicable
|
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SA: Savings Account
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CA: Current Account
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Apply now
