CURRENT ACCOUNT
Sweep FD Facility:
Charges|
AMB (50% in semi-urban and rural branches or if the proprietor is a
woman in metro / urban branches)
Please Note: The Balance Maintenance criteria has been changed from average quarterly balance to average monthly balance |
₹ 40000
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AMB non-maintenance charges
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If AMB is >50% but <100%, then ₹ 800/- per Month, and if AMB is <=50% then ₹ 1000/- per Month
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Current Account Grouping
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Up to 2 Current Accounts for the same or lower AMB can be grouped
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Group AMB for Current Account Grouping
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Combined AMB of all the accounts in the group
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Current Account group AMB Non-maintenance Charges
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If the AMB is not maintained as a group, all accounts which have failed to
maintain the AMB will be charged as per the AMB non-maintenance charges of
the respective account varaint.
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Savings Account Grouping (same limit can be utilised for CASA Grouping)
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Up to 3 Savings Accounts for the same or lower AMB can be grouped
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Group AMB for CASA Grouping
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Combined AMB of all the accounts in the group
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Savings Group AMB Non-maintenance Charges ( FD in lieu of AMB/
debit card spends in lieu of AMB will not be considered for group
AMB non-maintenance charges)
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If the AMB is not maintained as a group, all accounts which have failed to
maintain the AMB will be charged as per the AMB non-maintenance charges of
the respective account varaint.
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Cheque book (PAP cheque book of 25 leaves)
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3 cheque books free per month
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Charges beyond free limits
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₹ 2 per leaf
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Local Cheque clearing
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Free
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Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
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Up to ₹ 5000: ₹ 25, Above 5000 and up to and including ₹ 10,000: ₹ 50, Above ₹ 10,000 and up to and including ₹ 100000: ₹ 100, Above ₹ 100000: ₹ 150
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RTGS inward / NEFT inward / IMPS inward
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Free
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Demand Draft and Payorder at branch locations
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Free up to 15 DDs per month
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Charges beyond free limits
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₹ 50 per DD
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Demand Draft at non-branch locations
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₹ 100 per DD
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PAP Cheque payment
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Free
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RTGS and NEFT Outward (Free online)
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NEFT : Upto ₹ 10000/- ₹ 2.25, From ₹ 10001 to ₹ 100000 : ₹ 4.5, From ₹ 100000 to ₹ 200000 : ₹ 14.5,Above ₹ 200000 : ₹ 24.5. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 20, Greater than ₹ 500000 : ₹ 40.
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IMPS outward ( per day limit of ₹ 2,00,000/- )
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Free
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Combined Free Cash Deposit limit at home + Non Home location (including ATM and Branch)
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12 times of the previous month’s AMB, maximum of ₹ 25 lacs per month
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Charges beyond Free Limits
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₹ 3/1000
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Cash Withdrawal at home location
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Free
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Cash Withdrawal at non-home location
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Free upto ₹ 50000 per day by self or third party, beyond which charges of ₹ 4/1000
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Debit Card Cash Withdrawal txns at metro location (other Bank ATMs)
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3
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Debit Card Cash Withdrawal txns at non-metro location (other Bank ATMs)
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5
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Charges beyond free limit of ATM withdrawals
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₹ 20 per txn
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Cash withdrawal outside India (for international cards only)
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₹ 110/- per transaction
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Balance Inquiry Outside India (for international cards only)
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₹ 25/- per transaction
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Rupay/VISA Classic Debit Card (charges for issuance, annual fees, re-issuance)
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Free
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Rupay Platinum Debit Card (Charges for issuance and renewal)
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₹ 100
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VISA Gold Debit Card (Charges for issuance and renewal)
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₹ 100
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VISA Platinum Debit Card(Charges for issuance and renewal)
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₹ 150
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VISA Signature Debit Card(Charges for issuance and renewal)
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₹ 400
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Card Transaction Slip Retrieval charges (for incorrect claims)
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₹ 250 per cheque
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Stop payment single cheque (free online)
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₹ 100 per cheque
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Stop payment series (free online)
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₹ 150 for a series of 25 cheques
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Outward cheque return charges for financial reasons
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₹ 50 per cheque
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Outward cheque return charges for technical reasons
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NIL
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Inward cheque return charges for financial reasons
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₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
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Inward cheque return charges for technical reasons
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NIL
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Standing instructions set up/Amendment (Free for RD/SIP/Bill
Payment)
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Free
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Standing instructions failure (return)
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₹ 200 per return
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ECS / NACH return due to financial reasons
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₹ 200 per return
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SMS alerts
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Free
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Balance Certificate at the branch (online free)
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₹ 250/- per instance
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Previous year balance and interest statement
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1 free per annum. ₹ 300/- per statement thereafter.
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Signature verification certificate / Photo attestation / Address
confirmation
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₹ 50/- per instance
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Duplicate TDS certificate
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₹ 100/-
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Duplicate account statement Print (Free Online or on email)
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₹ 50/-
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DD / PO revalidation / cancellation
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₹ 100
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Account closure charges if closed on customer request before 6 months
of account opening date and after 15 days of account opening.
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₹ 500/-
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Account Inactive charges
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NIL
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Cheque pickup on call per instance
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One free pickup per day (₹ 50 per call if more than once a day)
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Cheque Pickup beat (per month)
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₹ 450/-
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Cash pickup Beat (charges per month)
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Upto ₹ 200000
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₹ 2200/-
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₹ 200000 to ₹ 500000
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₹ 3200/-
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₹ 500000 to ₹ 1000000
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₹ 8000/-
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₹ 1000000 to ₹ 2000000
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₹ 12000/-
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₹ 2000000 above
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Contact Branch
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Cash pickup On call (charges per instance)
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Upto ₹ 200000
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₹ 150/-
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₹ 200000 to ₹ 500000
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₹ 300/-
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₹ 500000 to ₹ 1000000
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₹ 500/-
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₹ 1000000 to ₹ 2000000
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₹ 800/-
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₹ 2000000 above
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Contact Branch
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PAP: Payable At Par
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NA: Not Applicable
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SA: Savings Account
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CA: Current Account
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