AQB (50% in semi-urban and rural branches or if the proprietor
is a woman)
|
₹ 40000
|
AQB non-maintenance charges
|
If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
All customer induced transactions
|
Minimum of 15 transactions per month, one transaction on Net Banking per month.
|
Current Account Grouping
|
2 current accounts for the same or lower AQB (₹ 75k and ₹ 100k, Rural/Prepaid CA not allowed to group)
|
Group AQB for Current Account Grouping
|
₹ 40000
|
Current account Group AQB Non-Maintenance Charges to be debited from each account
|
If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
Savings Account Grouping (Same limit can be utilised for CASA Grouping)
|
Upto 3 savings accounts for the same/lower AQB (₹ 50k and ₹ 100k, BSBDA/Prepaid SA not allowed to group)
|
Group AQB for CASA Grouping
|
₹ 40000
|
Savings Group AQB Non-Maintenance Charges to be debited from each account
|
If AQB is >50% but <100% ₹ 2500/- per quarter, if AQB is <=50% of the requirement ₹ 3000/- per quarter
|
Cheque book (PAP cheque book of 25 leaves)
|
3 cheque books free per month
|
Charges beyond free limits
|
₹ 2 per leaf
|
Local Cheque clearing
|
Free
|
Outstation cheque collection charges at bank location
Outstation cheque collection charges at non-bank location
|
Upto ₹ 5000 charge of ₹ 25, Above 5000 and upto and including ₹ 10,000 charge of ₹ 50/-, Above ₹ 10,000 and upto including ₹ 100000 charge of ₹ 100/-, Above ₹ 100000 charge of ₹ 150/-
|
RTGS inward / NEFT inward / IMPS inward
|
Free
|
Demand Draft and Payorder at branch locations
|
Free upto 15 DDs per month
|
Charges beyond free limits
|
₹ 50 per DD
|
Demand Draft at non-branch locations
|
₹ 100 per DD
|
PAP Cheque payment
|
Free
|
RTGS and NEFT outward at branch (free online)
|
NEFT: Upto ₹ 10000/- ₹ 2.5, From ₹ 10001 to ₹ 100000 : ₹ 5, From ₹ 100000 to ₹ 200000 : ₹ 15, Above ₹ 200000 : ₹ 25. RTGS: From ₹ 200000 to ₹ 500000 : ₹ 25, Greater than ₹ 500000 : ₹ 50.
|
IMPS Outward
|
Free
|
Cash Deposit at home location
|
12 times of the previous month's AMB maximum of ₹ 25 lacs per month
|
Charges beyond free limits
|
₹ 3/1000
|
Cash Deposit at non-home location
|
₹ 100000/- per month
|
Charges beyond free limits
|
₹ 4/1000
|
Cash Withdrawal at home location
|
Free
|
Cash Withdrawal at non-home location
|
Free upto ₹ 50000/- per day by self or third party, beyond which charges of ₹ 4/1000
|
Debit Card Cash Withdrawal txns at metro location (other ATMs)
|
3
|
Debit Card Cash Withdrawal txns at non-metro location (other ATMs)
|
5
|
Charges beyond free limits of ATM withdrawals
|
₹ 20 per txn
|
RuPay / VISA Classic Debit Card (Charges for Issuance, annual fees, re-issuance)
|
Free
|
RuPay Platinum Debit Card with chip (Charges for issuance, annual fees, re-issuance)
|
First year free, 2nd year onwards ₹550.
|
VISA Gold Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 350
|
VISA Platinum Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 500
|
VISA Signature Debit Card (Charges for Issuance, annual fees, re-issuance)
|
₹ 999
|
Stop payment single cheque
|
₹ 100 per cheque
|
Stop payment series
|
₹ 150 for a series of 25 cheques
|
Outward cheque return charges for financial reasons
|
₹ 50 per cheque
|
Outward cheque return charges for technical reasons
|
NIL
|
Inward cheque return charges for financial reasons
|
₹ 350 per cheque for up to 2 cheques, ₹ 500 per cheque for 3-5 cheques, ₹ 750 per cheque 6th cheque onwards
|
Inward cheque return charges for technical reasons
|
NIL
|
Standing instructions set up
|
Free
|
Standing instructions amendment
|
Free
|
Standing instructions failure (return)
|
₹ 200 per return
|
ECS / NACH return due to financial reasons
|
₹ 200 per return
|
SMS alerts
|
₹ 15 per quarter
|
Balance Certificate at Branch (Online Free)
|
₹ 250/- per instance
|
Previous Year balance and interest statement
|
1 free per annum. ₹300 per statement thereafter.
|
Signature verification certificate
|
₹ 50/- per instance
|
Photo Attestation
|
₹ 50/- per instance
|
Address Confimation
|
₹ 50/- per instance
|
Duplicate TDS certificate
|
₹ 100/-
|
Duplicate account statement Print (Free Online or on email)
|
₹ 200/-
|
DD/PO revalidation/cancellation
|
₹ 100/-
|
Account closure charges
|
NIL
|
Account Inactive charges
|
NIL
|
Cheque pickup Oncall per instance
|
One free pickup per day (₹50 per call if more than once a day)
|
Cheque Pickup beat (per month)
|
₹ 450/-
|
Cash pickup Beat (charges per month)
|
|
Upto ₹ 200000
|
₹ 2200/-
|
₹ 200000 to ₹ 500000
|
₹ 3200/-
|
₹ 500000 to ₹ 1000000
|
₹ 8000/-
|
₹ 1000000 to ₹ 2000000
|
₹ 12000/-
|
Above ₹ 2000000
|
Contact Branch
|
Cash pickup On call (charges per instance)
|
|
Upto ₹ 200000
|
₹ 150/-
|
₹ 200000 to ₹ 500000
|
₹ 300/-
|
₹ 500000 to ₹ 1000000
|
₹ 500/-
|
₹ 1000000 to ₹ 2000000
|
₹ 800/-
|
Above ₹ 2000000
|
Contact Branch
|
* Available on request at select locations only
|
PAP: Payable At Par
|
NA: Not Applicable
|
SA: Savings Account
|
CA: Current Account
|