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Pradhan Mantri Suraksha Bima Yojana

A plan that helps to cover your life and protect your loved ones in case of any untoward incident.


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    3 step enrollment process


    Affordable premium

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    Guaranteed death benefit*


Overall Sum-insured of the policy for insured is Rs 2 Lakhs per person. Beneficiary will receive the sum assured as per the below table in the event of a death, permanent disability or partial disability from accident.


Sl.No Table Of Benefits Sum Insured Claim Payout
a Death Rs.2 Lakh 100% of SI
b Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot Rs.2 Lakh 100% of SI
c Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot Rs.1 Lakh 50% of SI
Eligibility Criteria:

1. Customer should be an Equitas Savings Bank Account Holder

2. Age - Between 18 (completed) and 70 years (age nearer birthday).

Maturity Benefit:

  • No maturity benefit or surrender benefit is available with this policy.

Premium Details:

Premium: Rs.20/- per annum per member.

(The premium will be deducted from the account holder’s saving bank account by way of `auto debit’ facility in one instalment on or before the date 1st June of each annual coverage period under the scheme. However, in cases where auto debit takes place after 1st June, the cover shall commence from the first day of the month following the auto debit)

How To Apply? Via Netbanking

  • Log in to NetBanking > Click on the 'Buy Insurance' tab
  • Select PMSBY
  • Select the Account through which you wish to pay your premium.
  • Submit Nominee Details
  • Submit Application

Terms & Conditions

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