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Equitas HDFC Credit Card

Credit Cards up to 50 days of interest free period

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Features

Equitas Excite – HDFC Bank Credit Card

Equitas Elegance – HDFC Bank Credit Card

Credit Card Limit

Credit Card limit upto 2 Lakh

Credit Card limit upto 5 Lakh

Rewards and More

Earn 2 reward points for every ₹150/- spent on your credit card* (Rental and Government related transactions will not earn reward points). 1 Reward Point = ₹0.2.

Get Accelerated 3x Rewards on Fuel & Grocery (Maximum 500 Reward Points on fuel and grocery per Month).

Get Accelerated 3X Rewards on Utility Bills, IRCTC & Tax Payments (Maximum 500 Reward Points Per Month).

Earn 2 reward points for every ₹150/- spent on your credit card* (Rental and Government related transactions will not earn reward points). 1 Reward Point = ₹0.2.

Get accelerated 5x reward points for your spends on Grocery, Super Market & Departmental Store* (Maximum 1000 reward points per Month).

Get Accelerated 5X Rewards on Utility Bills, IRCTC & Tax Payments (Maximum 1000 Reward Points Per Month).

Bonus Rewards

500 Bonus Rewards points on monthly spends of ₹20,000/-

2500 Bonus Rewards points on annual spends of ₹1,80,000/-

1500 Bonus Rewards points on monthly spends of ₹50,000/-

10000 Bonus Rewards points on annual spends of ₹5,00,000/-

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India on transaction amount between ₹400 to ₹5000. (₹5000 and above transactions won’t be eligible for waiver & Max Cash Back of ₹250 per statement cycle)

1% fuel surcharge waiver at all fuel stations across India on transaction amount between ₹400 to ₹5000. (₹5000 and above transactions won’t be eligible for waiver & Max Cash Back of ₹250 per statement cycle)

Smart EMI

Equitas Excite – HDFC Bank Credit Card comes with an option to Convert your purchases into instalments when you shop for certain goods online or in the stores. Click here for more details.

Equitas Elegance – HDFC Bank Credit Card comes with an option to Convert your purchases into instalments when you shop for certain goods online or in the stores. Click here for more details.

For HDFC Bank Excite and Elegance Credit Cards SOC click here

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For HDFC Bank revision in charges effective from 1st August 2024

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For HDFC Bank Excite and Elegance Credit Cards T&C’s click here

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For HDFC Bank Excite and Elegance Credit Cards FAQs click here

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Customers may receive calls from 044 7198 6600, as a part of transaction monitoring. Please save this number. Also kindly note that incoming call facility is not available in this number.

Always use the customer care numbers displayed on Bank's official website.

DO NOT use any other numbers since this may put you at risk of fraud.

Please be aware of prank and deceptive calls.

Bank will never ask for sensitive information like Card Number, OTP, Password, CVV etc.

This is to inform you that www.equitasbank.com is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitasbank.co. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

©2024, Equitas Small Finance Bank Ltd.